Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Financial Advice for Retirement, Social Security, IRAs and Estate Planning

How the Social Security Lump Sum Benefit Works: Pros & Cons

Do you know there’s an option to receive up to six months of benefits in a lump sum when initiating Social Security retirement benefits? Not many people do, until they apply for benefits. While this is a nice option, too many people are surprised by it, and don’t receive the benefit package that’s best for […]

Why Annuity Investments Are on the Rise (With Help from the Federal Reserve)

People are buying annuities again, and for good reasons. Not long ago, there was a steady decline in the amount of money flowing into annuities and there seemed to be no bottom. Annuity purchases, however, have rebounded — and indications are that the demand for annuities is likely to keep rising. In the second quarter […]

How to Trim Taxes and Maximize Benefits from RMDs

Last week, I shared   4 ways to trim taxes, and maximize required minimum distribution (RMD) benefits. This week, let’s continue the discussion, with 5 more strategies to consider, starting with.. Timing distributions. The tax law says the IRA must distribute at least the RMD by the close of business on Dec. 31. Other than […]

7 Secrets to a Wealthier Retirement

These [100% legal] strategies have helped tens of thousands of Americans strengthen their retirement nest eggs. Get Bob's new report, free of charge (along with a complimentary subscription to Retirement Watch Weekly, delivered to your email inbox each friday.)

SUBSCRIBE TO RETIREMENT WATCH

What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or estate planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here today for free access.

SUBSCRIBE TO RETIREMENT WATCH SPOTLIGHT SERIES

In my new Retirement Watch Spotlight Series, I’ll share my newest breakthrough strategies for protecting your assets and growing your portfolio, including how to prepare for the next market downturn. Click here now to learn more. 

Retirement Watch Portfolios

PortfolioCumulative Return
Sector292.90%
Balanced264.04%
True Diversification117.45%
Invest with the Winners Trading Strategy: ETFs71.72%
Retirement Paycheck49.47%
Income Growth45.46%

Testimonials

Bob Carlson gets it. He is an expert because he takes the time to learn his craft. He is a true financial guru because he has the unique ability to effectively communicate his knowledge with his readers through one of the absolute best newsletters in the country. I continuously recommend Bob Carlson’s Retirement Watch to my clients.

— David P., Gilbert, AZ

I greatly enjoy your Retirement Watch newsletter. Over these many years I have gleaned several helpful estate and investing suggestions with the most recent one being in your July, 2017 edition.

My little estate is nearing the $5.5M valuation, and I read on page 2 your suggestion that such size estates may want to consider stepping up their early gifting so as to possibly avoid any estate tax law changes.

That suggestion struck a chord, and so I have just completed a $227,000 (5% of my estate) early gifting program for 27 family and friends. With my successor trustee’s approval, that represents a potential $100,000 in avoided estate taxes at the 40% rate.

God and the economy willing, I expect to recoup that gifted amount within the next 36 months, and depending upon future estate tax laws, I hope to gift another $500,000 when I reach the $6M threshold.

Thanks for the clear and concise estate and retirement information. Again, my heirs and I have greatly benefited from your vast well of knowledge.

— Warren W. , San Jose, California

Bob Carlson taught me the breadth and depth of what I don’t know.
That’s why I recently renewed my subscription.

— Malcolm W. B., Grahamsville, New York

Log In

Forgot Password

Search