Annuities
Annuities – what they are, how they work and how to choose the best type of Annuity
Found 139 Articles.
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How to Customize Annuities To Maximize Your Retirement Income
Higher interest rates are making annuities more popular than ever, but misunderstandings keep many people from taking advantage of annuities. Insurers have been dealing with waves of applications as yields on multi-year guaranteed annuities (MYGAs) leapt to 3%, 4% and then above 5%. Let’s look at the misunderstandings that keep people from the benefits of […]
The Truth about Annuities — And How to Make Them a Lifelong Stream of Income
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Lifetime Income Through Annuities: Everything a Retiree Should Know
There are two ways to generate guaranteed lifetime income through annuities, and it’s important to understand their differences. The standard, simple way is to buy a single premium immediate annuity (SPIA) or a deferred income annuity (DIA). An income rider simply is a feature that you add to the annuity contract. Remember that in a […]
What is the Future Value of an Annuity, and How to Calculate It
Future Value of an Annuity The present value of an annuity is based on the concept of the time value of money. The time value of money means that money is worth more the sooner you have it. Payments that are scheduled to be received in the future are worth less today because of the […]
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What is the Present Value of an Annuity, and How to Calculate It
Present Value of an Annuity The present value of an annuity is based on the concept of the time value of money. The time value of money means that money is worth more the sooner you have it. Payments that are scheduled to be received in the future are worth less today because of the […]
What is a Structured Settlement Annuity?
The structure of an annuity can be beneficial in multiple scenarios. Given the versatility of annuities and how advantageous they can be, the concept of an annuity has been adopted in various environments. This article is going to explain the use of annuities in lawsuits, focusing on structured settlement annuities. What is a Structured Settlement […]
What is a Tax Sheltered Annuity?
The primary purpose of an annuity is to provide a guaranteed source of supplemental income during retirement. The various types of annuities have differing stipulations, but all types provide the benefit of ensuring a reliable stream of income. One such annuity is a tax-sheltered annuity. What is a Tax Sheltered Annuity? A tax-sheltered annuity is […]
What is a Grantor Retained Annuity Trust?
If one of the more typical annuity options is not the best fit for you, there are also various types of gift annuities that offer different advantages. One such type of gift annuity is called a grantor retained annuity trust. Continue reading to understand more about grantor retained annuity trusts. What is a Grantor Retained […]
