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Annuities

Annuities – what they are, how they work and how to choose the best type of Annuity

Found 136 Articles.
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What is the Future Value of an Annuity, and How to Calculate It

August 5, 2021

Future Value of an Annuity The present value of an annuity is based on the concept of the time value of money. The time value of money means that money is worth more the sooner you have it. Payments that are scheduled to be received in the future are worth less today because of the […]

What is the Present Value of an Annuity, and How to Calculate It

August 5, 2021

Present Value of an Annuity The present value of an annuity is based on the concept of the time value of money. The time value of money means that money is worth more the sooner you have it. Payments that are scheduled to be received in the future are worth less today because of the […]

What is a Structured Settlement Annuity?

August 5, 2021

The structure of an annuity can be beneficial in multiple scenarios. Given the versatility of annuities and how advantageous they can be, the concept of an annuity has been adopted in various environments. This article is going to explain the use of annuities in lawsuits, focusing on structured settlement annuities.  What is a Structured Settlement […]

What is a Tax Sheltered Annuity?

August 5, 2021

The primary purpose of an annuity is to provide a guaranteed source of supplemental income during retirement. The various types of annuities have differing stipulations, but all types provide the benefit of ensuring a reliable stream of income. One such annuity is a tax-sheltered annuity.  What is a Tax Sheltered Annuity?  A tax-sheltered annuity is […]

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What is a Grantor Retained Annuity Trust?

August 5, 2021

If one of the more typical annuity options is not the best fit for you, there are also various types of gift annuities that offer different advantages. One such type of gift annuity is called a grantor retained annuity trust. Continue reading to understand more about grantor retained annuity trusts.  What is a Grantor Retained […]

What is a Charitable Remainder Annuity Trust?

August 5, 2021

Annuities can be complex financial instruments with many moving parts. One of the luxuries that annuities provide is their ability to be tailored to fit the desires of the annuitant. Given the numerous different types of annuities, it is important for potential annuitants to understand all of their options. In addition to a variety of […]

What is a Charitable Gift Annuity?

August 5, 2021

One of the most advantageous aspects of annuities is that they are highly customizable. Annuity contracts can include specifications that make the annuity fit the personal needs of the annuitant. With such a wide variety of types of annuities, it is crucial for potential annuitants to research all of the options that are available. Keep […]

What is a Fixed Index Annuity?

August 5, 2021

Annuities are a financial instrument that include a contract between the annuity owner and the insurer. Within the contract, there are various decisions and specifications that must be made. The varying choices that the annuitant can make result in a wide variety of types of annuities. This article will focus on fixed index annuities and […]

November 2021:
Congress Comes for your Retirement Money
A devastating new law has just been enacted, with serious consequences for anyone holding an IRA, pension, or 401(k). Fortunately, there are still steps you can take to sidestep Congress, starting with this ONE SIMPLE MOVE.
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