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Annuities

Annuities – what they are, how they work and how to choose the best type of Annuity

Found 137 Articles.
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Checklist: Variable Annuity Checklist

April 3, 2016

Should you consider making a Variable Annuity part of your portfolio? This checklist will help you decide. Be sure you have maximized contributions to IRAs, Roth IRAs, 401(k) plans, and other retirement plans. If your investment strategy is to buy and hold for a long time stocks or mutual funds, consider investing through a taxable […]

avoid-taxes-help-grandkids

How to Minimize Taxes on Annuity Payouts

May 1, 2015

Annuities offer several benefits when you begin receiving distributions. You receive guaranteed income that lasts for life, no matter how long you live. The insurance company takes on the risks of low investment returns and a long life. You don’t have to worry about scheduling distributions or deciding which assets to sell to raise cash. […]

Today’s Best Annuities

April 1, 2015

Things have changed since our last survey of the annuity market in August and September 2014. On pages 7 and 8 you’ll see an update of what we found are today’s best yields, distributions, or other features available in different annuity categories. We discussed each of these different types of annuities in past visits, and […]

Should Annuities Be in IRAs?

April 1, 2015

It is past time to consign to the dustbin of financial history another long-time financial rule of thumb. I hear it regularly when making presentations. People say, “I thought it never was a good idea to buy an annuity in an IRA.” That used to be reasonable advice but no longer is in many cases. […]

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A Higher Return on Safe Money, Plus LTC Benefits

October 1, 2014

Most of you have a slug of “safe money” on which you’d like to earn a higher return without risking your principal. You also would like to protect your estates from long-term care expenses without the use-it-or-lose-it feature of stand-alone long-term care insurance policies. There are tools available to help you reach these goals. In […]

Best Paying Annuities Today – Part 2

September 1, 2014

This month we continue our survey of the best-paying annuities available today, which we began last month. Let’s start with Table 1 on the next page. This is a collection of the best annuities for certain situations or goals. If you’re looking at indexed annuities and want to maximize growth, consider Fidelity & Guaranteed’s LegendMark. […]

A Case for Annuities in Retirement

August 14, 2014

Journalist Evan Simonoff recently attended a conference on global retirement issues and wrote a summary of the discussions. The aging population creates an increased need for a reliable income stream. Much of the conference focused on how individuals can create that income stream and, in particular, annuities versus investing lump sums. It’s a good, balanced […]

Best Paying Annuities Today

August 1, 2014

Annuities are a frequent topic in our monthly visits. One question I’m asked regularly is: Which annuity pays the most today? To answer that question, I turned to my annuity expert, Todd Phillips of Phillips Financial Services. Todd scoured the annuity market and prepared the tables that follow. You won’t find this information elsewhere, because […]

August 2022:
Congress Comes for your Retirement Money
A devastating new law has just been enacted, with serious consequences for anyone holding an IRA, pension, or 401(k). Fortunately, there are still steps you can take to sidestep Congress, starting with this ONE SIMPLE MOVE.
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