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Retirement Healthcare and Medicare

Retirement expert Bob Carlson’s research and knowledge on how to get the most out of healthcare options

Found 303 Articles.
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Straight Talk on Long Term Care (LTC) Insurance in Retirement

June 12, 2022

Some of the greatest fears about retirement concern long term care (LTC). Many people worry the need for long term care will deplete their retirement nest eggs and reduce or eliminate the legacy left for loved ones. Though they worry about long term care, many people don’t want to talk about it, much less plan […]

Is Long-Term Care Insurance Worth It?

May 9, 2022

As an individual ages, a decision must be made about whether or not to buy Long-Term Care Insurance (LTCI). Long-term care is the provision of personal services and medical care to someone who is cognitively impaired or can’t perform two or more of the six Activities of Daily Living (ADLs). The ADLs are dressing, bathing, […]


How To Find the Right Medicare Policy for You

November 14, 2021

When you’re enrolled in original Medicare, you should have a Medicare supplement, or Medigap, policy. You need to find the right policy for you. In general, you’ll want a Medigap policy because, as the nickname says, it will cover many of the gaps in Medicare Part B coverage. You’ll have higher fixed annual expenses because […]


Warning: Your Kids May Have To Foot the Bill for Your Long-Term Care

June 20, 2021

What’s the cost of not planning for your long-term care? Your estate or your children might be required to pay for it. Some little-used laws make this situation possible. Use of these laws increased the last few years, and they are likely to be used more in the future. Either the government or non-government providers […]


What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or estate planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here today for free access.


Today’s Long Term Care (LTC) Crisis Has a Solution [Our 2021 Strategy]

January 17, 2021

It’s estimated that more than 72% of older Americans (65 and over) will require long-term care (LTC). And there’s a 91% chance that, if you are married and over age 65, one of you will experience a long-term care event. What’s more, the average lifetime cost of their long-term care will range between $250,000 and […]

How the Pandemic Is Changing Long-Term Care and What to Do About It

December 17, 2020

The COVID-19 pandemic has changed long-term care (LTC). Chang-es will continue even after effective vaccines are widely administered. You need to adjust your long-term care (LTC) plans in response to these changes. The most serious consequences of COVID-19 were concentrated among older Americans, and those residing in long-term care facilities fared the worst. A study […]


Stop Spending Too Much on Prescription Drugs: Part 2

November 30, 2020

In last week’s issue of Retirement Watch Weekly, I presented part 1 of Stop Spending Too Much on Prescription Drugs. Let’s recap where we left off. The majority of policies have a tier system, usually consisting of at least three tiers. Your coverage and out-of-pocket costs vary based on a drug’s tier. For the most […]

Retirement Savings Tip: Stop Spending Too Much on Prescription Drugs!

November 23, 2020

In last week’s issue of Retirement Watch Weekly, I presented What You Need to Know About the Prescription Coverage Gap. We’ll continue on that track this week, with the best ways to save money on your prescription drugs. Prescription drugs are a major spending item for many retirees, and the cost of prescription drugs is […]

June 2022:
Congress Comes for your Retirement Money
A devastating new law has just been enacted, with serious consequences for anyone holding an IRA, pension, or 401(k). Fortunately, there are still steps you can take to sidestep Congress, starting with this ONE SIMPLE MOVE.

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