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Individual Retirement Accounts - IRAs

Strategies for maximizing your Individual Retirement Account (IRA’s) Investments, Tax Savings and Timing of Required Minimum Distributions

Found 390 Articles.
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Keep Your Nest Egg Safe from the IRS Money Grab

April 1, 2024

To access the Special Report, please click the PDF below. […]

The Tax Traps in Delaying IRA Distributions

March 3, 2024

Congress expanded a tax trap for many owners of traditional IRA and 401(k) accounts when the SECURE Act 2.0 was enacted in December 2022. The law delayed the starting age for required minimum distributions (RMDs) to age 73, effective January 1, 2023. The starting age will jump to 75 effective January 1, 2033. If you […]

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Recent Law Simplifies QLACs, Increases Their Benefits

September 3, 2023

The benefits of adding a qualified longevity annuity contract (QLAC) to your IRA were increased and made easier to take advantage of in a recent law. A QLAC delays some required minimum distributions (RMDs) and generates guaranteed lifetime income after that, ensuring you never run out of income during retirement. Some people also consider them […]

Estate Planning

6 IRA Moves to Take During 2023

July 16, 2023

The halfway point of 2023 has passed. This is a good time to plan how you’ll manage IRAs for the rest of the year. Don’t be like most people and scramble in November and December. Here are some key steps most people should consider. Donate via a QCD. A qualified charitable distribution (QCD) is the […]

Facts to Know Before Taking the Social Security Lump Sum Cash Option

July 9, 2023

The Social Security Administration still is doing a disservice by coaxing applicants into taking the optional lump sum cash payment when they sign up. The beneficiaries more than pay for it over the long term. The lump sum option isn’t new. But many applicants don’t know about it until the SSA offers it to them […]

12 Essential Elements of a Successful Estate Plan

April 28, 2023

Estate planning is about more than taxes and wealth. A good estate plan protects your standard of living and quality of life while you’re alive and enhances your legacy. No matter the value of the estate, a successful estate plan includes certain key features. In the latest Retirement Watch Spotlight Series episode, I discuss the […]

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