Individual Retirement Accounts - IRAs
Strategies for maximizing your Individual Retirement Account (IRA’s) Investments, Tax Savings and Timing of Required Minimum Distributions
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6 IRA Moves to Take During 2024
The halfway point of 2024 has passed. This is a good time to plan how you’ll manage IRAs for the rest of the year. Don’t be like most people and scramble in November and December. Here are some key steps most people should consider. Donate via a QCD. A qualified charitable distribution (QCD) is the […]
Keep Your Nest Egg Safe from the IRS Money Grab
To access the Special Report, please click the PDF below. […]
The Tax Traps in Delaying IRA Distributions
Congress expanded a tax trap for many owners of traditional IRA and 401(k) accounts when the SECURE Act 2.0 was enacted in December 2022. The law delayed the starting age for required minimum distributions (RMDs) to age 73, effective January 1, 2023. The starting age will jump to 75 effective January 1, 2033. If you […]
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Recent Law Simplifies QLACs, Increases Their Benefits
The benefits of adding a qualified longevity annuity contract (QLAC) to your IRA were increased and made easier to take advantage of in a recent law. A QLAC delays some required minimum distributions (RMDs) and generates guaranteed lifetime income after that, ensuring you never run out of income during retirement. Some people also consider them […]
6 IRA Moves to Take During 2023
The halfway point of 2023 has passed. This is a good time to plan how you’ll manage IRAs for the rest of the year. Don’t be like most people and scramble in November and December. Here are some key steps most people should consider. Donate via a QCD. A qualified charitable distribution (QCD) is the […]
IRA Changes for 2023 and 2024 You Should Know
Congress and the IRS have been busy the last couple of years. IRAs and other retirement plans have captured much of their attention. In just the last few years, Congress passed the SECURE Act and the SECURE Act 2.0. Plus, other laws had provisions that affected retirement plans. The IRS also has been busy with […]
