Retirement Watch Lighthouse Logo

Social Security

Found 247 Articles.
Get access to our full article archive by subscribing to Retirement Watch and Retirement Watch Spotlight Series.

How Working Past Age 62 Can Change Your SS Benefits

January 2, 2022

Continuing to work after age 62 can affect your level of Social Security retirement benefits, whether you are receiving benefits or not. The effects are important, but few people understand them. Knowing how continuing to work affects benefits, and might not affect them, leads to better decisions about when to claim benefits and whether to […]

The Expert’s Guide To Maximizing Your Social Security Benefits

March 22, 2021

Most Americans, it pains me to say, make the wrong decisions about claiming Social Security benefits. That can cost them $100,000 or more of lifetime benefits and can increase financial struggles in their later years. It doesn’t have to be that way for you. Making Social Security claiming decisions the right way ensures you make […]

Is Social Security Still Shortchanging Beneficiaries?

February 7, 2021

Before I answer this question, here are two very important reminders (when it comes to your retirement money)… You don’t ask the IRS to help you pay the lowest taxes possible, and you shouldn’t rely on the Social Security Administration (SSA) to ensure you receive the maximum benefits. I’ve heard many anecdotal reports over the […]

Social Security Continues to Underpay Surviving Spouses

July 28, 2020

You simply can’t rely on the Social Security Administration (SSA) to help determine the right benefits for you, especially if you’re a widow or widower.What is even worse is that the SSA has been told about the problem for years and apparently has not been able to correct it. Here is the background. When a […]

How COVID-19 Changes Some Social Security Decisions

June 23, 2020

Because of the effects of the COVID-19 pandemic, many people are reevaluating their Social Security claiming decisions. If you’re among them, be sure you use the Social Security rules to make your revised strategy maximize lifetime benefits as much as possible. The economic downturn caused many people to lose their jobs, and business owners saw […]

The Pandemic Reduces Social Security’s Solvency and Some Benefits

May 25, 2020

The coronavirus pandemic is going to have some serious, long-term effects on Social Security’s solvency and on the amounts paid to some beneficiaries. The trust fund that helps pay benefits to non-disabled Social Security beneficiaries is scheduled to run out of money in 2034, according to the latest annual report from the Trustees of Social […]

The Surprising Estate Planning Step for Social Security Benefits

April 28, 2020

Social Security benefits are one of the items that fall through the cracks in many estate plans. In this issue we already discussed the importance of having a financial power of attorney, so someone manages your finances when you aren’t able to do so. You also might need someone to manage your Social Security benefits, […]

Unlocking the Secrets to Maximizing Social Security at Any Age

January 10, 2020

This isn’t another lecture about waiting to claim Social Security retirement benefits. Instead,this is more of an advanced course to make sure you and your spouse maximize your lifetime Social Security benefits. Even those who already are claiming retirement benefits are likely to learn important information. This edition of the Retirement Watch Spotlight Series also […]

January 2022:
Congress Comes for your Retirement Money
A devastating new law has just been enacted, with serious consequences for anyone holding an IRA, pension, or 401(k). Fortunately, there are still steps you can take to sidestep Congress, starting with this ONE SIMPLE MOVE.

Log In

Forgot Password