Social Security
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How Working Past Age 62 Can Change Your SS Benefits
Continuing to work after age 62 can affect your level of Social Security retirement benefits, whether you are receiving benefits or not. The effects are important, but few people understand them. Knowing how continuing to work affects benefits, and might not affect them, leads to better decisions about when to claim benefits and whether to […]
The Expert’s Guide To Maximizing Your Social Security Benefits
Most Americans, it pains me to say, make the wrong decisions about claiming Social Security benefits. That can cost them $100,000 or more of lifetime benefits and can increase financial struggles in their later years. It doesn’t have to be that way for you. Making Social Security claiming decisions the right way ensures you make […]
How to Make Better Social Security Decisions
Most Americans make the wrong decisions about claiming Social Security benefits. That costs them $100,000 or more of lifetime benefits and increases financial struggles in their later years. It doesn’t have to be that way for you. Making Social Security claiming decisions the right way ensures you make the best choices for you and your […]
Is Social Security Still Shortchanging Beneficiaries?
Before I answer this question, here are two very important reminders (when it comes to your retirement money)… You don’t ask the IRS to help you pay the lowest taxes possible, and you shouldn’t rely on the Social Security Administration (SSA) to ensure you receive the maximum benefits. I’ve heard many anecdotal reports over the […]
Social Security Still Shortchanging Beneficiaries
You don’t ask the IRS to help you pay the lowest taxes possible, and you shouldn’t rely on the Social Security Administration (SSA) to ensure you receive the maximum benefits. I’ve heard many anecdotal reports over the years from readers and financial advisors about Social Security representatives giving incorrect answers or different reps giving different […]
Social Security Surprises, Quirks, Misunderstandings and Rules for Retirees and Near-Retirees
Social Security’s trust fund is going broke, but Social Security is a key source of income for most retirees. Social Security becomes a more important source of income the longer retirement lasts. Unfortunately, as I learned researching my latest book, few people really understand Social Security and make the best choices for them. It’s not […]
Social Security Continues to Underpay Surviving Spouses
You simply can’t rely on the Social Security Administration (SSA) to help determine the right benefits for you, especially if you’re a widow or widower.What is even worse is that the SSA has been told about the problem for years and apparently has not been able to correct it. Here is the background. When a […]
