Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Insurance for Seniors

Retirement Watch highlights how to choose and manage insurance options courtesy of guru Bob Carlson

Found 33 Articles.
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Is Premium Term Life Insurance Worth the Cost?

August 1, 2008

Life insurance companies developed many bells and whistles to make their products more attractive to buyers. The buyers have to determine if these features are worth their additional cost. One frequent objection from potential purchasers of term life insurance is that the coverage might not be used. The policy owner could pay premiums for decades, […]


How Life Insurance has Turned Into a Valuable Hidden Asset

February 1, 2008

Most people do not use of all their assets. In fact, many people have assets they unaware of that could be exploited to better achieve their financial and personal goals. In this visit you are going to learn how recent changes have turned life insurance and insurability into very valuable hidden assets for some people. […]


How to Plug a Leak in Your Safety Net

October 1, 2007

About 60% of U.S. homes are underinsured by more than 20%, according to a survey by the Chubb Group. Many people do not understand their home-owner’s insurance and how it has changed over the years. It is not the simple product it seems to be, and many people are overlooking some key details. The more […]


Why Life Insurance is An Important Tool in Estate Planning

September 1, 2007

After the 2001 tax law began a phaseout of the estate tax, many people concluded there was no longer a reason for life insurance and insurance trusts to be considered as part of an estate plan. Yet, there always were reasons to consider life insurance in plans, and there might be new reasons in the […]


What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or estate planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here today for free access.


Life Insurance: How Much Do You Need?

August 1, 2007

Few people own the right amount of life insurance, because there probably is truth in the adage that life insurance is sold, not bought. Most people avoid the topic until they have to address it. Those that do seek out life insurance often receive all their advice from one commissioned agents instead of from several […]


Long-Term Care Insurance Is Now More Lucrative

July 1, 2007

Changes are occurring that could make long-term care insurance more attractive to consumers. These changes, plus some shrewd moves by policy buyers, can ensure that more consumers have protection from the expense of long-term care at an affordable price. One change that has been taking place over the last few years is consolidation of the […]


Term Insurance: New Developments

June 1, 2007

Term life insurance is one of the simplest and least glamorous insurance products. It also is a work horse and, unknown to most, has become quite a bargain in the last few years. If you have not reviewed your policies in a few years, or if you didn’t buy in the past because it was […]


Are the New Life Insurance Annuities Worth the Cost?

June 1, 2007

Insurers want you to buy more annuities. They expect that as the Baby Boomers age they will need dependable sources of lifetime income, and annuities will provide a large portion of that income. The sticking point is that many people do not want to buy annuities, because the annuity payments last only for life. If […]

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