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Taxes in Retirement

Bob Carlson of Retirement Watch on how to manage your taxes and planning strategies to pay less

Found 402 Articles.
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Tax-Free Investing for 2022: 7 Ways to Tax-Free Assets & Income

December 19, 2021

Tax increases are most likely coming. Even if Congress doesn’t agree on substantial increases this year, they’re still coming. The 2017 tax law is scheduled to expire after 2025. The pre-2018 tax law will be reinstated automatically unless Congress agrees to something else. Plus, the trillions of dollars added to the national debt the last […]


Are You Using the Wrong Tax Rate in Your Retirement Planning?

November 21, 2021

[Publisher Note: You’ll notice at the end of today’s story a link – and a very important one, at that. On this page is a special rebroadcast of Monday’s Retirement Watch member conference call… in which Bob and special guest David Phillips predict what Congress will do in 2022 and what it could mean for […]

How To Avoid the ‘Double Tax’ on Your Retirement Benefits

August 2, 2021

As you know, IRAs and other retirement plans are included in the estate of the owner… And subject to federal estate taxes — when the estate is valuable enough. Here’s what many people don’t know: Unlike other assets, the tax basis of IRAs is not increased to current fair market value by those who inherit […]

Estate Planning

The Overlooked ‘Triple Tax-Saving’ Estate Planning Tactic

July 4, 2021

Estate Planning advisors agree that one of the most underused estate planning strategies is the charitable remainder trust (CRT). That might change. New trends are making CRTs more attractive for estate planning. Taxpayers with appreciated property should take a fresh look at CRTs as part of their retirement and estate planning strategies. In a CRT, […]

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Home Mortgage Interest Deduction: The Tax Break That Can Cost You Money

June 6, 2021

People frequently tell me that they took a financial action – at least partly – “because it would save a few tax dollars.” Too often, a careful analysis of the situation reveals the action leaves them with fewer after-tax dollars. A classic case is the mortgage interest deduction. People often believe that owning a home […]


How Long Should You Keep Tax Returns?

May 30, 2021

You probably think you know how long to retain tax returns, because you’ve heard the standard answer. Yet the standard answer is wrong. You probably learned that you should keep a tax return for at least three years after filing it. The reason for the three-year answer is that the IRS has up to three […]

estate planning

Tax Court Shows Risks in Self-Directed IRAs & Unconventional Investments

April 18, 2021

A self-directed IRA is a good way to invest your retirement account in non-traditional investments. But a recent Tax Court decision shows the dangers of taking shortcuts and not setting up and operating the IRA the right way. In the case, the taxpayer had a SEP-IRA (Simplified Employee Pension Individual Retirement Arrangement). The custodian was […]


How to Get Tax Breaks for Helping Relatives [2021 Tax Write-Off Update]

April 11, 2021

It is common for family members to help other family members, financially. It is also common for these families to leave money on the table by not taking all the tax breaks they could from these situations. Often, adult children provide financial or other support for their parents, though other situations do arise. Sometimes, the […]

January 2022:
Congress Comes for your Retirement Money
A devastating new law has just been enacted, with serious consequences for anyone holding an IRA, pension, or 401(k). Fortunately, there are still steps you can take to sidestep Congress, starting with this ONE SIMPLE MOVE.

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