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Taxes in Retirement

Bob Carlson of Retirement Watch on how to manage your taxes and planning strategies to pay less

Found 427 Articles.
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estate planning

How To Increase Your After-Tax Investment Returns in Retirement

May 22, 2022

The old adage is, “You can’t spend pre-tax returns.” After-tax returns are what count. Well, the tax rules on investments are in effect all year, but few people take advantage of that. Too many people don’t start thinking about investment taxes until near the end of the year, or even after the year is over. […]


The Net Unrealized Appreciation (NUA) Tax Strategy

May 1, 2022

Employees who own company stock or other securities in their retirement plans should review their options before taking any distributions or doing rollovers. There’s a substantial tax break available to many of these workers. The tax break is known as net unrealized appreciation, or NUA. It’s very valuable when you know the tricks and follow […]

Gimme Shelter: Hidden Real Estate Tax Bombs to Avoid

January 4, 2022

For many pre-retirees and retirees, the equity in their homes is often one of their largest retirement assets.  This Special Report reveals some little-known strategies to avoid or reduce hefty capital gains taxes. Click on the PDF below to learn more. […]

Tax-Free Investing for 2022: 7 Ways to Tax-Free Assets & Income

December 19, 2021

Tax increases are most likely coming. Even if Congress doesn’t agree on substantial increases this year, they’re still coming. The 2017 tax law is scheduled to expire after 2025. The pre-2018 tax law will be reinstated automatically unless Congress agrees to something else. Plus, the trillions of dollars added to the national debt the last […]

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Are You Using the Wrong Tax Rate in Your Retirement Planning?

November 21, 2021

[Publisher Note: You’ll notice at the end of today’s story a link – and a very important one, at that. On this page is a special rebroadcast of Monday’s Retirement Watch member conference call… in which Bob and special guest David Phillips predict what Congress will do in 2022 and what it could mean for […]

Many People Use the Wrong Tax Rate in Their Retirement Planning

October 21, 2021

Many people do their tax planning wrong and give the IRS more money than they truly need to pay. Often, that’s because they use the wrong tax rate in their planning. Determining the right tax rate to use can be especially tricky for retirees and near-retirees. Most people consider their tax rate to be the […]

New Tax Rule #1: Say Good-Bye to Tax Deferral

September 29, 2021

It is hard to abandon longstanding rules of thumb. But sometimes, circumstances change, and it’s necessary to change our thinking if we want to maximize after-tax wealth. Perhaps the oldest rule in the tax-planning book is to defer taxes whenever possible. “Don’t pay a tax until you have to” is one of the first planning […]

The Legacy Benefits of Health Savings Accounts

August 31, 2021

The main benefits of health savings accounts (HSAs) are delivered during your lifetime, as I discussed in last month’s issue. Another benefit is that an HSA also can build a legacy, so it should be carefully considered as part of your estate plan. An HSA is not a use-it-or-lose-it account. You can name a beneficiary […]

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