Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Social Security

Found 68 Articles.
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what-is-the-best-age-to-begin-taking-your-social-security

What is the Best Age to Begin Taking Your Social Security

October 1, 2006

What is the best age to begin taking your Social Security benefits? The answer might be changing. We discussed this conundrum that faces those approaching retirement in both our past visits and in my book, The New Rules of Retirement. The general conclusion is that the vast majority of retirees who begin taking their benefits […]

medicare-premium-hikes-coming

Medicare Premium Hikes Coming

October 1, 2006

Medicare beneficiaries with higher incomes face higher premiums in 2007 and thereafter. We have better estimates of those premiums now, and beneficiaries can factor these higher costs into their financial plans. The higher premiums, called surtaxes, are imposed on a sliding scale. They begin rising for single beneficiaries whose incomes exceed $80,000 and for married […]

the-newest-wrinkle-in-id-theft

The Newest Wrinkle in ID Theft

September 1, 2006

ID theft is a booming business, and not always for the crooks. Firms are responding to fears of ID theft with new services. A host of ways now exists to protect you from ID theft or limit the damages from theft. Not all these services are effective or worth the money. Don’t be stampeded into […]

tax-cuts-and-tax-increases

Tax Cuts and Tax Increases

July 1, 2006

A new tax law passed Congress just before Memorial Day. It contains important tax breaks and tax increases for investors and others. We gave the highlights last month. In this month’s visit we will delve into more details of the newly-enacted law, known as Tax Increase Prevention and Reconciliation Act of 2006. The major provision […]

retirement-time-bomb

The Overlooked Retirement Time Bomb

February 1, 2006

My file of articles about retiree medical expenses is filling rapidly with unpleasant headlines. One sample sums up the group: “How Safe Are Your Retiree Health Benefits?” Numerous surveys and my own experience lead to one conclusion: Most retirees and pre-retirees greatly underestimate how much medical expenses will be during retirement and are mistaken about […]

what-longer-life-expectancy-means-for-your-money

What Longer Life Expectancy Means For Your Money

December 1, 2005

Americans are living longer. Financial professionals and government officials realized this some years ago and have been studying what that means. Many individuals, however, are not aware of the significant changes in longevity and what it means for their finances. Longer life expectancy means longer retirements. Men who are 65 today will live on average […]

how-to-prevent-identity-theft

How to Prevent Identity Theft

December 1, 2005

Technology makes it easier to steal someone’s identity and money. But the focus on threats from technology is opening people up to serious losses by misdirecting attention. Despite its fast growth rate, high tech identity theft is not the most serious scam you face. The data are clear. Your greatest risk of either identity theft […]

ways-to-boost-social-security-benefits

Ways to Boost Social Security Benefits

June 1, 2005

Social Sec-urity is in the news because of President Bush’s reform proposal. But there are a number of issues regarding the current system that are real head-scratchers for beneficiaries. Let’s take a look at the confusing issues I hear about most. Survivor’s vs. retirement benefits. A spouse or ex-spouse might be eligible for his or […]

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