Social Security
Found 254 Articles.
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Investors Are Doing Better
We regularly see reports concluding that investors earn lower returns than the published returns for individual mutual funds. The reason usually given for the discrepancy is poor timing. Investors tend to buy a fund after it’s had good returns and then sell after a bad period. This article from Morningstar says investors have done better […]
The Struggles Of Social Security And Medicare
The latest annual report from the Trustees of Social Security and Medicare is out, and it generated a lot of negative headlines. The big news from the report is that this year the income of the program will exceed the benefits it pays out, so it will have to dip into its reserves or trust […]
Protecting Your Social Security Benefits from ID Thieves
Identity theft continues to grow, and your Social Security benefits are a favorite target of the identity thieves. After the thieves obtain your Social Security number and other personal information, they apply for benefits in your name, if you aren’t already receiving benefits, and have the money deposited in their own accounts. If you’re already […]
When To Take Social Security Benefits
This article discusses the basics of how to decide when to begin Social Security retirement benefits. It explains the break-even point, which is 77 to 78 for most people. It also explains different ways to include inflation adjustments in your calculations as well as potential investment returns. It also explains some key mistakes people make […]
Timing Your Social Security Checks
This article isn’t talking about the age you choose to begin receiving Social Security benefits. Instead, it says that the time of the month the payments arrive often determines how well off a retiree is. Apparently, many recipients spend a lot of their checks when they come in. If the checks arrive about the time […]
12 Social Security Myths and Mistakes
Social Security is a foundation of retirement income for most retirees, and it increases in value as one ages. Yet, few people really understand how the program works or the benefits it offers. Mistakes and misunderstandings about Social Security cost many people and their loved ones tens of thousands of dollars, or more, over their […]
Key Social Security Mistakes
Social Security is an important part of retirement income, yet most people are mistaken about key elements of Social Security. This article discusses a recent survey by Nationwide Retirement Institute. The survey found most Americans are way off base on key parts of the program such as how much money they’re likely to receive from […]
Technology And The Future Of Wall Street
Human traders are being phased out of the stock markets and technology is taking over. This article describes how only three firms are in a position to develop and manage the technology needed to trade and manage all that trading. it talks about all the money the three firms are pouring into technology, their attempts […]
