Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Social Security

Found 68 Articles.
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4-action-steps-to-avoid-id-theft

4 Action Steps to Avoid ID Theft

March 1, 2005

Identity theft was on the rise again in 2004. But the causes of ID theft will surprise most people. A new study issued by the Better Business Bureau found that a minority of known ID theft occurred over the Internet. The study found that in 68.2% of ID theft cases in 2004 information was obtained […]

how-old-are-you

How Old Are You?

March 1, 2004

Your birthday isn’t always the day you get older, according to the IRS and other government agencies. You have to check closely to be sure how old you are. Most of the time your birthday is your birthday. But the Social Security Administration and some other government agencies use what is called the common law […]

The New Look in Identity Theft

November 1, 2003

Identity theft still is the fastest-growing crime in the nation. But the crime is changing as individuals and authorities become more aware of the problem. The good news is that victims are discovering ID theft crimes faster. The bad news is that the effects are more costly and longer-lasting. The crime now is discovered within […]

should-you-empty-your-ira-early

Should You Empty Your IRA Early?

October 1, 2003

Every general rule has its exceptions. IRAs are no different. The general rule for IRAs is to leave investments in them as long as possible. Your wealth will increase if income and gains are allowed to compound tax deferred as long as possible. We demonstrated that in the September 2003 discussion of which retirement accounts […]

family-documents-to-secure

Six Kinds of Family Documents to Secure

June 1, 2003

Some documents are so important that they, or copies, should be stored securely. I don’t recommend a safe deposit box, for reasons explained in my June 2002 visit, which is available in the web site Archive. Consider a fireproof container or keeping copies at both the home and the office. The Federal Emergency Management Agency […]

how-to-value-social-security

How To Value Social Security

April 1, 2003

Your portfolio is more conservative than you think. Most people don’t consider Social Security and other pensions and annuities when considering their investment portfolios. Even most financial planners and other investment professionals do not include Social Security and other pensions when allocating a portfolio. A pension such as Social Security has many of the characteristics […]

best-way-to-stop-id-theft

Best Way To Stop ID Theft

March 1, 2003

Identity theft cases doubled from 2001 to 2002. A report from the Federal Trade Commission revealed that ID theft complaints to the government rose from 86,000 to 162,000, and for the third year ID theft was the most reported type of fraud. The government believes most thefts go unreported and that about 700,000 ID thefts […]

most-overlooked-deductions

Most Overlooked Deducations

February 1, 2003

Many taxpayers don’t take all the deductions to which they are entitled. Some think all the good deductions were eliminated in the Tax Reform Act of 1986. Others are afraid that the IRS will audit them for taking certain deductions. A lack of good records is the problem for a number of taxpayers. For most […]

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