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Individual Retirement Accounts - IRAs

Strategies for maximizing your Individual Retirement Account (IRA’s) Investments, Tax Savings and Timing of Required Minimum Distributions

Found 390 Articles.
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The SECURE Act 2.0 Could Change Your Retirement Plans

January 20, 2023

Significant changes in retirement planning were made in the last days of 2022 with the enactment of the 4,155-page Consolidated Appropriations Act (CCA). Most of the CCA appropriates an estimated $1.7 trillion to various government departments. But Division T of the CCA is the SECURE Act 2.0, a 358-page compilation of more than 100 provisions […]

6-misunderstood-ira-rules-and-strategies

The ‘Back Door’ Roth IRA Strategies Still Work 

January 8, 2023

A little more than a year ago, there was an aggressive effort in Congress to eliminate “back door” Roth IRA strategies. The effort failed. The back door Roth IRA strategies remain available to create a future stream of tax-free gains and income. A back door Roth IRA strategy is necessary in two situations, and there […]

The Back Door Roth IRA Strategies Still Work

December 27, 2022

A little more than a year ago, there was an aggressive effort in Congress to eliminate back door Roth IRA strategies. The effort failed. The back door Roth IRA strategies remain available to create a future stream of tax-free gains and income. A back door Roth IRA strategy is necessary in two situations, and there […]

Know When an IRA Conversion Is Most Likely to Pay Off

December 7, 2022

Near the end of the year, many people consider whether to convert a traditional IRA to a Roth IRA. IRA owners should look through- out the year for good opportunities to convert all or part of an IRA, but interest seems to increase at year’s end. Many variables determine whether a conversion will pay off […]

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Eight Beneficiary Designation Mistakes to Avoid

December 7, 2022

Beneficiary designation mistakes are among the most frequent causes of estate and retirement plan problems, yet they are easy to avoid. The beneficiary designation, not your will or living trust, decides who inher- its retirement plans, such as IRAs and 401(k)s, and some other assets. Too of- ten, someone has a well-written will and living […]

11 Questions to Ask IRA Custodians

November 1, 2022

There can be time bombs and trap doors in your individual retirement accounts (IRAs). They are easy to find. Often, people don’t learn about them until it’s too late because they don’t know the questions to ask. Most people know to ask about the basic issues. They look for annual account fees, restrictions on investments, […]

7 Critical Year-End Questions for Your IRA and 401(k)

October 23, 2022

It is the last quarter of the year, so there are some critical questions about IRAs and 401(k)s that should be asked and answered. And that could potentially mean key actions to take the rest of this year, and early in 2023. Retirement plans are among the most valuable assets of most people, so it’s […]

Critical Year-End Questions for IRA and 401(k) Owners

September 29, 2022

It is the last quarter of the year, so there are some critical questions about IRAs and 401(k)s that should be asked and answered. Plan key actions to take the rest of this year and early in 2023. Retirement plans are among the most valuable assets of most people, so it’s important to manage them […]

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