Annuities
Annuities – what they are, how they work and how to choose the best type of Annuity
Found 139 Articles.
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What is a Single Premium Immediate Annuity?
A single premium immediate annuity (SPIA) is a contract between an insurance company and an annuity owner, also known as an annuitant. The annuitant makes a lump sum deposit, and the insurance company promises to make regular income payments to the annuitant. The payments usually begin shortly after the contract is entered into (often within […]
What is a Straight Life Annuity?
Under a straight life annuity contract, the annuity makes payouts on a regular basis for the remainder of the annuitant’s life, no matter how long the annuitant lives. The payments end when the annuitant passes away. Additional payments aren’t made to a beneficiary. The following is an example of a straight life annuity, which also […]
What is an Indexed Annuity?
An indexed annuity is a type of deferred annuity. It is a contract between an insurer and the annuity owner under which the account of the annuity owner is credited interest based on the performance of a named investment index or a combination of named investment indexes. Indexed annuities also have been called equity-indexed annuities […]
The Three Best Annuity Providers for Investors to Profit
When seeking to diversify an investment portfolio, financial services are an important area for investors to use for profit. There are many publicly traded financial services companies that each offer a myriad of services. This article will discuss three financial services companies, all of whom are leaders in the annuity business. Prudential: Predictable and Safe […]
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10 Best Annuity Providers Unveiled
The 10 best annuity providers unveiled in this write-up give prospective annuity buyers choices for which insurers to use. Choosing an annuity provider that will be able to fulfill an individual needs can be a daunting task. This article will simplify your search for the perfect annuity provider! The following list of the 10 best […]
Annuities: A Glossary of Terms
Annuities are complex financial instruments that can be difficult to understand. Annuity jargon only further complicates the task of comprehending annuities. It is imperative for any annuitant to understand all the basic facets of an annuity, and especially important for them to know the provisions of their specific contract. The following key annuity terms provide […]
Are There Required Minimum Distributions For Annuities?
The required minimum distribution (RMD) rules limit the extent to which an individual can use the tax deferral of an IRA or other qualified retirement plan. The RMD rules dictate when distributions must be made from the retirement plans of certain taxpayers. The required minimum distribution rules apply to qualified annuities. A qualified annuity is […]
Are There Required Minimum Distributions For Annuities?
The required minimum distribution (RMD) rules limit the extent to which an individual can use the tax deferral of an IRA or other qualified retirement plan. The RMD rules dictate when distributions must be made from the retirement plans of certain taxpayers. The required minimum distribution rules apply to qualified annuities. A qualified annuity is […]
