Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Bob's Blog on Retirement & Beyond

Bitcoin Prices and Futures Trading

July 6, 2018

If you follow the price of the digital currency bitcoin at all, you noticed that after a rapid run up in 2017, it peaked earlier this year and then collapsed. This article quotes an economist’s study that concludes the introduction of futures trading capped the price rally and will prevent a similar run up from […]

Bitcoin Might Not Be As Private As Advertised

July 6, 2018

One reason people like bitcoin and other digital currencies is that the currencies are supposed to be untraceable That means they are completely private. The pitch is that no one can determine who owns a digital currency or account, so no one can determine the amount of your wealth or get at it if it’s […]

Don’t Fear The Yield Curve

July 6, 2018

A few months back I told my subscribers in one of my weekly Bob’s Journal entries that people were too worked up about the flattening yield curve. There’s a long delay between the inverting of the yield curve and a recession, plus there are several factors artificially influencing the yield curve that weren’t in place […]

The U.S. Labor Shortage

July 6, 2018

Who would have thought 10 years ago when we were in the midst of the financial crisis that in less than a decade the U.S. would have an acute labor shortage. But the data says we do. The labor force has decreased while the economy grew. The result is a large number of job openings, […]

Saving Underfunded Retirement

July 5, 2018

Morningstar conducted a study of the best ways for someone who hasn’t saved enough for retirement to ensure a comfortable retirement. It found that taking a number of relatively small actions are the best approach, because there’s no one big action that’s has a high probability of success. The worst action to take is to […]

Manhattan Real Estate Tumbling

July 5, 2018

Through the financial crisis and early days of the recovery, high-end real estate such as in Manhattan was one of the few relatively safe areas, among the first to recover, and a strong performer throughout. The world’s wealthiest sought to shelter some of their wealth in its security. But that’s been drawing to a close […]

Declare Independence From Technology

July 5, 2018

To keep the Independence Day spirit going a little longer, consider this article about limiting the role of technology in your life. All the reports about data privacy and the unhealthiness of spending too much time online are making many people to reconsider their digital lives. They want to spend less time online and ensure […]

Markets Without People

July 3, 2018

Howard Marks of Oaktree Capital in his latest shareholder memo addresses the consequences of index investing, quantitative investing, and artificial intelligence. In other words, he addresses the trend toward investing with minimal interference from people. He starts with a nice history of passive investing and exchange-traded funds, and then goes on to discuss his view […]

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