Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Bob's Blog on Retirement & Beyond

March 15, 2018

This is a cautionary tale for stock investors. Elizabeth Holmes of Theranos was charged with fraud by the SEC. Only a few years ago she was considered a thirty-something visionary and billionaire. She claimed to have developed a blood testing system that could detect many things from one drop of blood. She was lauded in […]

Overcoming The Forgetting Curve

March 15, 2018

This article says the key to learning new things is not forgetting them. It says research shows the brain is programmed to quickly forget nonessential things, so the important thing is to convince the brain something is important. Overcoming the forgetting curve is about more than raw repetitions. There has to be space between the […]

Why Consumers Aren’t Spending More

March 14, 2018

This brief article from some Federal Reserve economists explores the question of why in recent years consumers haven’t been spending as much as expected. Given recent increases in incomes, home prices, and investment prices, spending would be higher if consumers tracked behavior before the financial crisis. The authors consider the effects of psychological effects of […]

More Correction To Come

March 14, 2018

Byron Wein of Blackstone started the year with a positive view about stocks and the economy. In his latest market commentary, Wein says he’s still optimistic and that the fundamentals are good. But in the short term, he’s not that positive. He thinks there’s still more of a correction to come. Throughout this cycle, the […]

Shareholders Benefit From Tax Reform

March 14, 2018

More and more companies make clear that they’re using part of their recent tax cuts to buy back their stock. The practice is supposed to help shareholders. By reducing the number of shares of stock outstanding, earnings per share rises without the companies generating any additional profit. But shareholders should beware. Many companies have a […]

Return Of The Bond Vigilantes

March 13, 2018

Back in the 1970s through the 1990s, bond traders had a lot of influence on public policy. If they saw even a rumor that someone in Washington was planning something that might push inflation higher, the vigilantes sold bonds. Interest rates rose, and the policymakers backed off. The bond vigilantes disappeared for most of the […]

The Role Of Luck And How To Capitalize On It

March 13, 2018

If hard work, intelligence, and skill aren’t always reflected in one’s success, what is? A group of scientists created a model to determine this, and the results indicated that luck was the major factor. Both good luck and bad luck are major factors in determining how well one does. The best way for society to […]

Robot Investing Fails The Latest Test

March 13, 2018

Hedge funds that use artificial intelligence and similar quantitative tools to invest fared worse than other hedge funds in the latest market correction, according to this article. A firm that’s been tracking the funds since 2011 says it tracks only a small number of funds, but it appears the computer models were set to assume […]

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