Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Bob's Blog on Retirement & Beyond

QE 2 Still Being Debated

October 29, 2010

Sometimes it seems the only people who favor another round of Quantitative Easing are the Fed members and a few diehard Keynesian economists. This week Bill Gross of PIMCO weighed in with a much-discussed monthly commentary. Gross’s take is that the economy is in a liquidity trap,  meaning individuals and businesses aren’t going to borrow […]

What Happened to Merrill Lynch

October 28, 2010

Merrill Lynch once was considered Middle America’s broker and one of the most profitable firms on Wall Street. All that ended rather quickly in the financial crisis. Investors wonder exactly what happened. We know the firm ended with billions of dollars of bad mortgages on its books, but how did a brokerage firm evolve to […]

Insights from Three Who Got it Right

October 25, 2010

There aren’t many investment analysts who were right far more than wrong over the past five years. Oneof them isBill Gross of PIMCO. Another pair are Lacy Hunt and Van Hoisington of Hoisington. You probably don’t know as much about the Hoisington pair as about Gross, but their record in bond investing is comparable to […]

Jeff Gundlach Changes Portfolio

October 2, 2010

One of my recommended mutual funds, DoubleLine Total Return Bond, changed its allocation recently. The portfolio was about half weighted to treasury bonds starting in the spring, when interest rates rose briefly. Recently, manager Jeff Gundlach trimmed his treasury bond holdings because of what he calls “market divergences.” Here’s how Gundlach explained things in a […]

Turmoil in Long-Term Care Insurance

October 2, 2010

Last month John Hancock announced substantial premium increases on existing policies, with increases averaging 40%. Hancock attributed the increases to unanticipated longer life expectancies and higher-than-anticipated claims. Hancock expects the increases to go in effect in January 2011. But at least some insurance analysts disagree. They say key states (Florida, California, New York) are not […]

Why retire?

September 30, 2010

You may think that’s a strange question from someone writing a newsletter on retirement planning. It’s well worth asking, because the key to a successful retirement is not money. The key to a happy retirement is knowing what you want from those post-career years. A new survey shows that many of the wealthy don’t retire […]

About Bob Carlson and Retirement Watch

October 3, 2007

Many people ask me how I found my way to this business of writing the only publication devoted to all the financial aspects of retirement and retirement planning. It was not a direct route, and certainly not something I dreamed of as a youngster. I was trained as a CPA and attorney. I passed the […]

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