Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Bob's Blog on Retirement & Beyond

The Fed Catches On

August 9, 2011

As the economy declined since spring, the Federal Reserve insisted the reduction was transitory, due to temporary measures such as the effects of the Japanese earthquake and rising commodity prices. We’ve insisted those factors accounted only for a portion of the slower growth. The end of stimulus measures in the developed world, the initiation of […]

Watch the Politicians

August 9, 2011

Some months ago I told Retirement Watch readers that one of the differences investors will deal with going forward is that government actions will be more of an influence on markets and their personal finances than in the past. Government’s been increasing its role in the economy since the financial crisis began. Between the Federal […]

Structuralists vs. Cyclicalists Again

August 9, 2011

Ken Rogoff’s been a leader in analyzing financial crises and their aftermath. He’s been clear that we’ve been in a financial crisis, and it takes a nation a long time to recover from a crisis. A financial crisis is caused by excessive leverage, and it takes years to work off the leverage and get people […]

Bondholders vs. the Rest of Us

August 8, 2011

The various attempts by governments to resolve the financial crisis since 2007 puzzle many people. None of the solutions worked. The end result of each effort now is encapsulated in the phrase “kick the can down the road.” Policymakers try to delay taking serious action. The common belief is they’re delaying in the hope that […]

How 2011 is Not Like 2010

August 4, 2011

As stocks fell from their peak in May and the economy slowed, many analysts were forecasting that both would bounce back as the year went on, just as they had in 2010. I pointed out that stocks and the economy didn’t bounce on their own in 2010. They had a lot of help from the […]

Another Health Myth Demolished?

August 4, 2011

To live a long live you need to avoid tobacco and alcohol, eat right, and exercise. Right? Maybe not. Bloomberg.com reports on a study that concludes people who live to age 95 and beyond are as likely as the general population to drink, smoke, and eat unhealthy diets. That could indicate that genetics and heredity are […]

Be a Better Investor

August 3, 2011

Psychologists started to work with economists a few years back an discovered that people aren’t the rational, profit-maximizing beings that economists assume. We make a lot of mistakes regarding finances, and some of these mistakes are quite common. They appear to be innate to humans or we learn some of the wrong things early and […]

Why You Need True Diversification

August 3, 2011

For some years I’ve been the drum on the need for true diversification in investment portfolios. Most people have little or no diversification, even when they think their portfolios are diversified. You can read more about this in my book, Invest Like a Fox…Not Like a Hedgehog, or in the pages of Retirement Watch. Here’s […]

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