Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Bob's Blog on Retirement & Beyond

The Latest On Trade Conflicts

August 28, 2018

The U.S. has a new trade deal with Mexico, and everyone seems happy about the terms. This article explores what that means for the conflicts between the U.S. and China. The consensus is that it makes things harder for China, and those negotiations are likely to drag on. However, the trade agreement “strengthens the US […]

Government Pensions And Muni Bonds

August 28, 2018

There have been a lot of reports the last few years detailing the level of underfunding in state and local government pension funds. Most of these focus on how much money taxpayers will need to come up with in the future to make up the shortfalls. But lately there’s been another focus. Some argue that […]

How Much Have Americans Saved?

August 28, 2018

This article discusses a recent analysis that shows how much people in various income groups have in savings. The results aren’t too surprising, though I would have guessed that the median savings of the top 1% was much higher. The average savings in retirement, money market deposit, checking and savings and certificate of deposit accounts […]

Interpreting The Yield Curve

August 27, 2018

Financial analysts have spent a lot of time this year discussing the yield curve. Specifically, they’ve pointed out that the yield curve is almost flat, and that an inverted yield curve almost always leads to a recession. They’re worried that the yield curve says a recession isn’t too far away. In this article, a Federal […]

Reviewing The Lehmann Bankruptcy

August 27, 2018

We’re coming up on the 10th anniversary of the bankruptcy of Lehmann Brothers and the series of events that followed. This article reviews a recent book about the Lehmann Brothers bankruptcy that argues the firm could have been rescued by the federal government and the worst of the crisis avoided. The Fed could have rescued […]

Demographics And Economic Data

August 27, 2018

Inflation’s been lower than many people expected the last few years. This blog post discusses research that concludes it is tough for inflation to rise much when population growth is slow. Demographic shifts, such as population ageing, have been suggested as possible explanations for the past decade’s low inflation. We exploit cross-country variation in a […]

The Good And Bad In The Housing Market

August 24, 2018

Recent housing data have been weaker than expected and show a decline in the market. Sales are down for both new and existing housing. New homes construction is flat. With home prices rising along with interest rates, analysts worry that homes are becoming less affordable. Affordability is a problem. That’s why price growth has been […]

The Fed’s Impending Mistake

August 24, 2018

After its recent meeting the Federal Reserve reiterated its intent to continue raising interest rates in 2018 and into 2019. This article argues that the Fed is about to make a mistake, because the economy and data don’t support the case for raising rates as much as the Fed proposes. The case for more Fed […]

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