My previous article concluded the series of articles featuring my IRAs: A Quick Reference Guide. I tried to provide basic information to guide owners of IRAs through all stages of the process. I explained general considerations about contributing to IRAs, rollovers and transfers between IRAs, implications of mandatory and elective withdrawals from IRAs and potential tax issues, as well as point out a few IRA administration and custodial concerns.
If you missed any of my previous articles in this series, you can go back to the first article and read the entire series or use the directory below to jump directly to any specific topic that interests you:
While the IRAs: A Quick Reference Guide provides a lot of information about managing IRAs, it is by no means a comprehensive all-encompassing resource. Some IRA concerns are very complex and some issues will be unique to the IRA owner’s specific situation. Therefore, you will need additional resources to navigate through the network of IRA rules and regulations.
If I find myself occasionally confronted by IRA questions that I cannot answer and need some assistance, I seek additional information and more detailed explanations from a variety of sources.
The following is a list of five websites that I find extremely useful and I frequently use them as references. You can visit these sources using the web address I have provided.
Additionally, I am including links to two additional references – a list and brief explanation of main acronyms related to IRA investing and a list of relevant IRS Tax Forms.
I have had many years of experience working with clients on their IRA-related questions. In addition to my extensive experience with IRA-related matters, I have made every effort to research and double-check the information I have provided. But please be mindful, like most others writing on this topic, I may misspeak or leave out some important tidbit of information, as the rules surrounding IRAs are numerous and complex. Although I have used several reference texts and websites to verify the points I have made, any errors are entirely mine. If you do see a mistake, feel free send me an e-mail to offer your observation. You can reach me at email@example.com.
In closing, thank you for taking the time to read any or all my articles featuring my IRAs: A Quick Reference Guide, which became my first foray into writing an e-book. Feel free to share this with anyone that you wish. And please remember that the information I have provided in this series of articles should be only a starting point for any IRA decisions you have before you. I encourage you to avoid making an important IRA decision based only on the outlined bullet-points that you read here. Seek out a second opinion or research the topic yourself before you make any final IRA decisions or engage professional financial help. I just hope the information I have provided gets you started in the right direction.
Bruce C. Miller, CFP®
Bruce Miller is a certified financial planner (CFP) who also is the author of Retirement Investing for INCOME ONLY: How to invest for reliable income in Retirement ONLY from Dividends and IRA Quick Reference Guide.