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Estate Planning

How to Make a Will Without a Lawyer

October 20, 2020

In a survey taken in 2019, 53% of people who did not have a will said the reason they didn’t have a will was the difficulty of finding an attorney they could trust. However, you don’t need a lawyer to prepare a will for you. You can prepare a will yourself, and there are plenty […]

Interesting Things Have Been Happening in Emerging Market Stocks

October 15, 2020

Interesting things have been happening in emerging market stocks lately. It has been a while since emerging market stocks have had a period of sustained gains. At Retirement Watch, we had a few profitable trades in Latin American stocks in recent years. But generally, emerging market stocks have been stuck in a trading range for […]

part-ii-how-to-use-life-insurance-under-the-new-estate-tax-laws

Make These Moves to Your Estate Plan Before the Election: Part II

October 13, 2020

In last week’s Retirement Watch Weekly, I presented Make These Moves to Your Estate Plan Before the Election. Let’s jump back in with one move that caught many of our readers by surprise: Adult children who may choose to disclaim their inheritance. Some who disclaim an IRA may not need the money now or are […]

How Safe Is Your Money? What You Need to Know Before the Next Crisis

October 9, 2020

Every economic downturn and global crisis are accompanied by fears of financial losses that rise to new levels. Due to price declines, people are concerned about more than market losses. They become concerned that failures of financial services firms will make their money disappear. It has happened in the past, of course. One example is […]

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Bob’s Journal for 10/8/20

October 8, 2020

Long-Term Treasury Bonds Grabbed My Attention This Week Long-term treasury bonds could be near a turning point. Let’s look at the exchange-traded fund (ETF) iShares 20+ Year Treasury Bond (TLT). The fund moved higher the last several years, even outperforming stocks for periods of time. But it started to stumble with the liquidity crash in […]

Estate Planning

Make These Moves to Your Estate Plan Before the Election

October 6, 2020

Rarely has the estate planning environment been as uncertain as it is now. The current estate tax law is set to expire after 2025. After that, the lifetime exemption will be cut in half and other changes will be made if Congress doesn’t act. Key income tax breaks also will expire after 2025 without congressional […]

Bob’s Journal for 10/1/20

October 1, 2020

Notable News That Grabbed My Attention This Week It’s official. The first half of 2020 was ugly for U.S. retailers. A record number of retail stores closed in the first half of the year, according to a report by BDO USA LLP. The entire year is likely to set records for closings, as well as […]

estate planning

What You Need To Know About the Probate Process

September 29, 2020

Probate is the legal process that ensures your debts are paid and the legal title of your assets is transferred to the appropriate heirs and beneficiaries. If you have a will, the probate process will determine whether the will is authentic and valid. Each state sets its own probate process and rules in its probate […]

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