Found 19 Articles.
Get access to our full article archive by subscribing to Retirement Watch and Retirement Watch Spotlight Series.
This article discusses a recent analysis that shows how much people in various income groups have in savings. The results aren’t too surprising, though I would have guessed that the median savings of the top 1% was much higher. The average savings in retirement, money market deposit, checking and savings and certificate of deposit accounts […]
Morningstar conducted a study of the best ways for someone who hasn’t saved enough for retirement to ensure a comfortable retirement. It found that taking a number of relatively small actions are the best approach, because there’s no one big action that’s has a high probability of success. The worst action to take is to […]
Young people should be saving a lot more than their parents and grandparents. There are a lot of reasons for this, including lower expected investment returns. This article argues that the pattern of contributions make over their lifetimes mean they should be contributing at least 20% of their earnings most of their careers. So during […]
Here’s something you can share with your grandchildren or adult children if you’re already in or near retirement. More than half of adult Americans say one of the great regrets of their lives is not saving more for retirement, according to a new survey by American Century Investments. The survey also says most people expect […]
This article is based on a survey done for Personal Capital. The survey asked those with more than $500,000 in investable assets what their biggest financial worries were. The majority said their biggest worry was having enough money for retirement. The third worry was related; they worried that a market downturn would diminish their portfolios. […]
The extended bull market in stocks has helped restore IRA and 401(k) account balances hit record highs for the third consecutive quarter, according to Fidelity Investments. Also helping boost balances, of course, are higher contributions from employers and employees. Employees put a record average of $5,850 into their 401(k)s over the past 12 months, a […]
This article is mostly for younger people who are wondering what percentage of their income they should be saving for retirement. The thesis of the article is that there is no good rule of thumb. Each rule mentioned in the article has pros and cons. Here’s a point not made in the article. Save a […]
There’s a new book out by Thomas Anderson, The Value of Debt in Building Wealth. The title gives the impression that people should be in debt to maximize wealth, but that’s not what it says, according to this review. Instead, it says that people should be focus on either being debt free or leveraging their […]
Log In
Forgot Password
Search