Retirement Articles
Found 3637 Articles.
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Beginning Social Security Benefits
More and more people are interested in the right time to begin Social Security benefits, and we’ve been leaders at Retirement Watch informing people how to make that decision. You can obtain a copy of my report on the subject on the web site. Yet, many financial advisors still aren’t well-versed in the details of […]
Money Market Changes Delayed
The Securities and Exchange Commission Chairman wants to reform money market funds, and Congress ordered the SEC to do so. I’ve covered the proposals in the past here and in Retirement Watch. The main proposals were to remove the ability of the funds to report a $1 per share value when the values of their […]
Why So Many People End Up Poor In Retirement
There’s a lot of discussion about the number of Americans who enter retirement financially prepared. There are surveys of people that give their self-assessments of their financial position. There are studies of data obtained from the IRS or the Federal Reserve. But one study points out that all these views take the wrong approach. They […]
Reconsidering Stocks for the Long Run
There’s an aggressive debate going on between those who believe stocks still should be the bulk of your portfolio and those who believe investors were sold a scam with the notion of owning primarily stocks for the long run. Bill Gross of PIMCO set up the debate, and others have piled in. The latest is […]
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Planning for Higher Medicare Premiums
Means-testing was introduced into Medicare premiums a few years ago. Higher-income beneficiaries pay higher premiums than others. That’s going to continue and expand, regardless of who wins the election or how Medicare is reformed (or not). Most people don’t incorporate medical expense planning sufficiently in their retirement spending plans. They think their medical expense will […]
Updating the Tax-Exempt Bond Market
The tax-exempt bond market continues to attract headlines and raises concerns among investors. Investors have been on edge since Meredith Whitney’s late-2010 remarks that quite a few tax-exempt bond defaults were on the way. Since then there have been a few high-profile bankruptcy filings by municipalities, but the cascade of defaults some were expecting hasn’t […]
Is It a High-Yield Bond Bubble?
Investors have been pouring money into high-yield bond funds, shrinking the yields on the bonds and causing some to say the market is risky and bordering on bubble territory. The New York Times and The Wall Street Journal recently had articles airing the views of pessimists.There’s another view. But as with other assets, the historical […]
More Warnings on High-Yield Bonds
We’ve had high-yield bonds in our Retirement Watch portfolios for a while, and we’ve done well with them. But when an investment does well for a while, it’s time to worry about whether it’s reaching overvalued territory and losing its margin of safety. You can find a good summary of the current risks in high […]
