Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Healthcare

Retirement expert Bob Carlson’s research and knowledge on how to get the most out of healthcare options

Found 51 Articles.
Get access to 144 articles by subscribing to Retirement Watch and Retirement Watch Spotlight Series.

Key Retirement Advantages of Health Savings Accounts (HSAs)

November 27, 2017

The Health Savings Account (HSA) could be the best retirement planning vehicle available. Only the Roth IRA comes close. People are catching on to the advantages. There now are over $40 billion in HSAs, and the number of HSAs increased 16% over the last year. Much of the increase is because employers are switching to […]

7-ways-to-compare-long-term-care-insurance

7 Ways to Compare Long-Term Care Insurance

October 13, 2017

I’ve found that long-term care is, without question, one of the most difficult aspects to handle in retirement planning. In Part 1 of our LTC piece last week, we covered some of the basics of long-term care, such as costs, elimination periods, and types of payouts. In today’s story, we’ll “cut through the sales talk” […]

solutions-to-retirements-long-term-care-question

Solutions to Retirement’s Long-Term Care Question

October 6, 2017

Long-term care expenses are one of the great retirement fears. For many people, the cost and uncertainty of long-term care are only one reason for the anxiety. Even more anxiety is triggered by trying to sort through the options to fund potential long-term care expenses. Comparing the choices baffles even many financially savvy people and […]

ensuring-the-medical-care-you-want

How to Ensure the Medical Care You Want

October 1, 2007

Essential parts of any financial or estate plan are the health care documents. Everyone needs these documents, regardless of the value of the estate. Even if you are not ready to put the rest of the plan into place, the health care documents should be prepared and executed. One problem with many plans is that […]

The 6 Biggest Risks to your Retirement

What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or estate planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up with. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here for free access.

retirement-time-bomb

The Overlooked Retirement Time Bomb

February 1, 2006

My file of articles about retiree medical expenses is filling rapidly with unpleasant headlines. One sample sums up the group: “How Safe Are Your Retiree Health Benefits?” Numerous surveys and my own experience lead to one conclusion: Most retirees and pre-retirees greatly underestimate how much medical expenses will be during retirement and are mistaken about […]

prescription-drug-plans-ready-to-roll

Prescription Drug Plans Ready to Roll

October 1, 2005

It is getting close to the time when Medicare beneficiaries must decide whether or not to sign up for a prescription drug plan. Promotions are being rolled out. The enrollment period begins Nov. 1, 2005, and closes on May 15, 2006. The government has announced some good news about the program. (See the September 2005 […]

two-long-term-care-insurance-mistakes

The 2 Long-Term Care Insurance Mistakes Most Retirees Make

September 1, 2005

Only about 10% of seniors over age 65 have long-term care insurance. It is easy to understand why. The product is complicated, and costly mistakes are easy to make when buying it. There are two mistakes people make most often when purchasing long-term care insurance. More people would buy the insurance if they knew how […]

get-ready-for-medicares-drug-option

Get Ready for Medicare’s Drug Option

August 1, 2005

Medicare members are about to be bombarded with information and sales pitches. You have a decision to make that could have a significant effect on your finances and health. You need to start preparing now. The Medicare prescription drug benefit that was enacted in 2003 takes effect in 2006. November 2005 begins the sign-up period […]

Log In

Forgot Password

Search