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The new Medicare Part D program is under way. In past visits we reviewed the key factors to consider when comparing plans for the new prescription drug benefit option. Of course, the bottom line financial costs and benefits also are important. This month we look at how to quantify the financial effects of different plans. […]
It is getting close to the time when Medicare beneficiaries must decide whether or not to sign up for a prescription drug plan. Promotions are being rolled out. The enrollment period begins Nov. 1, 2005, and closes on May 15, 2006. The government has announced some good news about the program. (See the September 2005 […]
Medicare members are about to be bombarded with information and sales pitches. You have a decision to make that could have a significant effect on your finances and health. You need to start preparing now. The Medicare prescription drug benefit that was enacted in 2003 takes effect in 2006. November 2005 begins the sign-up period […]
The Medicare Prescription Drug Discount Card program now is up and running, producing both benefits and controversy. Seniors could sign up for a program starting May 1 and could begin using the cards June 1. Advertising for the cards by both the government and card sponsors began in May. The Centers for Medicare and Medicaid […]
Medicare announced its first group of endorsed prescription drug discount cards. Medicare members can enroll in one of the discount programs after May 2, 2004. The cards can be used beginning June 1, 2004. The web site www.medicare.gov has a feature that makes it easy to find the discount card programs that are available to […]
The sales pitches are back, enticing seniors to join HMOs and other private health plans. Congress has changed the law again, this time to encourage firms to offer these alternative plans to regular Medicare. In 1997 Congress reduced reimbursements to Medicare HMOs and other private Medicare plans. As a result, many HMOs stopped participating and […]
We’re getting more details about the most significant parts of the Medicare prescription drug law that was enacted in late 2003. The two key provisions are Health Savings Accounts (HSAs) and prescription discount cards. The new Health Savings Accounts (HSAs) for people under age 65 were reviewed in detail in January. Recall that the accounts […]
Prescription drug benefits and other changes are coming to Medicare. Let’s take a look some details, the timetable, and the actions you should consider over the next few years. Keep in mind that the prescription drug provisions are voluntary. You don’t have to leave your current benefit structure unless you want to or the provider […]
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