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Family caregiver planning has some simple rules… And some not-so-simple rules. For starters, any caregiver agreements involving family members should be in writing. That is, unless the person providing the care is being altruistic (being a friend), and expects nothing in return now or in the future. Often when one family member provides care for […]
You’re probably spending more on your grandchildren then you realize, and it could hurt your retirement. Grandparents are spending a lot of money on their grandchildren, according to an AARP study. On average, grandparents spend $2,572 annually on the grandchildren, the study found. But that’s only an average. Many spend much more. Also, it’s a […]
Click the PDF below to read this Special Report. […]
Elaine recently welcomed the first grandchild, a granddaughter, into our family. A grandchild, especially an infant grandchild, has at least one substantial asset that the rest of us don’t. Time is working in favor of these youngsters. It’s too bad that people don’t come into the world knowing the power of compounded returns and determined […]
More and more often I see someone argue that we should stop using the word “retirement” and abandon the whole concept of retirement. Retire retirement, they say. They argue that people are living longer, healthier, more active lives. “Retired” people no longer have sedentary lifestyles that occasionally are interrupted by shuffleboard and card games. Surveys […]
Life expectancy is increasing in Spain. The country appears to be on track to have the longest-lived citizenry, bypassing Japan. According to this article, researchers credit life style changes with the expansion of life expectancy. Three key factors are extending lives. Fernando de la Fuente, who has run a fruit and veg stall in the […]
Most people aren’t experts on retirement, so it’s understandable that they have some misunderstanding about retirement finances. This article reviews some of the more common misunderstandings people have about their retirement finances, and explains how they can lead to trouble. High Yield Is Better Than Low Yield Well duh. How can 5 percent interest not […]
Optimism appears to be a key element to living longer, according to a study cited in this post. It focuses on the recent decline in life expectancy for a specific group of Americans: middle-aged whites with less than a college education. Some analysts have attributed the higher death rate to addictions and financial distress, both […]
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