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How To Get Supplemental Social Security Benefits – as a Grandparent Caregiver

November 28, 2022

More and more grandparents and great-grandparents are the primary caregivers and source of support for their grandchildren and great-grandchildren. The latest data indicate that 8% of grandparents have grandchildren living with them. There are many reasons grandparents assume full responsibility for grandchildren. The grandchild’s parents might have died. The parent might be coping with substance […]

Love Your Grandchildren But Don’t Let Them Ruin Your Retirement

January 17, 2020

You’re probably spending more on your grandchildren then you realize, and it could hurt your retirement. Grandparents are spending a lot of money on their grandchildren, according to an AARP study. On average, grandparents spend $2,572 annually on the grandchildren, the study found. But that’s only an average. Many spend much more. Also, it’s a […]

How to Exploit Your Grandchild’s Best Asset

October 28, 2019

Elaine recently welcomed the first grandchild, a granddaughter, into our family. A grandchild, especially an infant grandchild, has at least one substantial asset that the rest of us don’t. Time is working in favor of these youngsters. It’s too bad that people don’t come into the world knowing the power of compounded returns and determined […]

The Age Of Full-Time Grandparents

June 1, 2018

This article points out that since 1970 the percentage of child living full-time with grandparents has doubled. More and more grandparents are spending their retirement years raising their grandkids full time. Sometimes the situation is temporary, because the parents are deployed in the military, an illness, or other causes. Often, the situation is indefinite, because […]

Teach Your Grandchildren About Money – Financial Literacy

June 2, 2017

A new survey found that 15 year olds all over the world don’t know much about money and finance. Most teenagesr are financially illiterate and aren’t prepared to manage their own money when they start to earn some. Students at the lowest level of financial literacy “cannot even recognize the value of a simple budget […]

College Savings Links

April 29, 2016

General information College compiles information on all Section 529 plans. Scholarships: Check sources and eligibility at: College Board Fast Web Sallie Mae Fin Loan information is available from: National Student Loan Program E Student Loan Department of Education Looking for a college? Try: Embark Campus Tax breaks for college […]

Really Helping the Grandkids

January 21, 2014

Too often these days it seems that things parents and grandparents do to help the youngsters actually are harmful over the long run. I’m not talking too much about financial help, though that is a factor. Read this. It covers both actions and failures to act. 2. We rescue too quickly Today’s generation of young […]

Helping the Grandkids with Financial Literacy

December 9, 2013

One of the periodic features in Retirement Watch is focused on ways to help grandkids. I rarely see anything about that in other publications, though I know that a number of grandparents regularly look for ways to help their grnadkids. That’s why I was attracted by this article from The New York Times. It points […]

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