Retirement expert Bob Carlson’s research and knowledge on how to get the most out of healthcare options
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This article reviews the latest survey of the market. It finds that premiums are rising (no surprise) and that more and more of those over age 50 aren’t purchasing because they believe the premiums are too high. But this tells only part of the picture. Many people are buying the hybrid annuities or life insurance […]
Households are a lot different than they used to be. You might be supporting adult children and your parents (or in-laws) or both. There also might be people who aren’t related to you by blood or marriage living in your home. You could be supporting or helping to support someone who doesn’t live with you, […]
New ways to plan for potential long-term care expenses continue to be developed. There are many more ways available to secure their own and their families’ financial independence than most people realize. We discussed in previous issues the problems traditional long-term care policies have had in the past. See our November 2012 issue, for example. […]
This article discusses several studies that project in the next couple of decades America’s seniors will pay greater shares of their income in medical expenses than seniors are doing today. The researchers made these projections without considering any future changes in Medicare. They also don’t include long-term care costs. They used a model that seeks […]
What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or estate planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here today for free access.
Most older Americans have one or more prescription medications they take on a regular basis. Many of those people have problem taken their medications as directed, especially when they’re taking multiple medications. For those who have smart phones or tablet computers, a source of help is an app that keeps them on schedule for their […]
I’ll cut to the chase. Research shows that for middle-aged men the greatest health threat is loneliness. Research shows that men let their friendships lapse as they focus on careers and family. Over time, that cause a range of physical and mental health problems, and these problems get worse after retirement when the men no […]
Here’s something you won’t see much of. It’s a review of the book, The Case Against Sugar, that largely disagrees with the book’s thesis for the most part. The problem is the book argues that everything bad is the cause of sugar consumption. Stephan Guyenet argues that a series of acts and conditions lead to […]
In the first edition of The New Rules of Retirement I noted that medical costs were rising because we had treatments that didn’t exist in the past. The treatments cost money. The New York Times backed this up recently with a piece that said technology, not longevity, is what’s causing the rise in health care […]
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