Retirement Healthcare and Medicare
Retirement expert Bob Carlson’s research and knowledge on how to get the most out of healthcare options
Found 315 Articles.
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Protecting Your Nest Egg from High Prescription Drug Bills
Medical care will be one of your highest expenses during retirement, and prescription drugs will be among your highest medical expenses. A 65-year-old couple today that has median prescription drug expenses for the rest of their lives will need $165,000 of savings to have a 50% chance of covering their health expenses in retirement, according to the Employee Benefits Research Institute. To […]
7 Ways to Compare Long-Term Care Insurance
I’ve found that long-term care is, without question, one of the most difficult aspects to handle in retirement planning. In Part 1 of our LTC piece last week, we covered some of the basics of long-term care, such as costs, elimination periods, and types of payouts. In today’s story, we’ll “cut through the sales talk” […]
The Workout Cure
This article presents the latest research to argue that there’s not much that can’t be cured or prevented by exercise, including depression and disease. It also points out that it’s important to do a variety of exercise. Most people focus on the cardio or aerobic exercises. You also need to do some weight-bearing and flexibility […]
Long-Term Care Insurance in Review
This article explores the brief history of private long-term care insurance in the U.S. You’ll learn how the number of insurers offering the policies has diminished, and in response fewer consumer are buying the policies. LTC carriers have traditionally been relatively small subsidiaries of large life insurers, many of them publicly traded. And shareholders are […]
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Insurance Solutions to Retirement’s Long-Term Care Question
Long-term care expenses are one of the great retirement fears. For many people, the cost and uncertainty of long-term care are only one reason for the anxiety. Even more anxiety is triggered by trying to sort through the options to fund potential long-term care expenses. Comparing the choices baffles even many financially savvy people and […]
Long-Term Care Costs Around the Country
Long-term care is expensive, but the cost varies by both the types of care and where it is received. You can receive care at home, in assisted living, or in a nursing home. The cost of each varies considerably. But greater differences exist around the country with prices varying greatly between expensive metropolitan areas and […]
Retirement Medical Costs Keep Rising
The annual retirement health care estimate prepared for Fidelity Investments found that costs keep rising. The estimate for 2017 says that costs are 6% higher than in last year’s estimate. The report estimates lifetime medical expenses for a couple that is 65-years-old today will be $275,000, compared to $260,000 last year. That estimate doesn’t include […]
A Long-Term Care Update
Here’s a video and article from Morningstar.com that gives an overview of the long-term care insurance market. It’s a big picture view that’s a refresher for Retirement Watch readers. But it has useful information. A recent example–in 2016, the federal government, for the long-term care policies that it was offering to federal government employees, those […]
