Retirement expert Bob Carlson’s research and knowledge on how to get the most out of healthcare options
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It’s estimated that more than 72% of older Americans (65 and over) will require long-term care (LTC). And there’s a 91% chance that, if you are married and over age 65, one of you will experience a long-term care event. What’s more, the average lifetime cost of their long-term care will range between $250,000 and […]
The COVID-19 pandemic has changed long-term care (LTC). Chang-es will continue even after effective vaccines are widely administered. You need to adjust your long-term care (LTC) plans in response to these changes. The most serious consequences of COVID-19 were concentrated among older Americans, and those residing in long-term care facilities fared the worst. A study […]
In last week’s issue of Retirement Watch Weekly, I presented part 1 of Stop Spending Too Much on Prescription Drugs. Let’s recap where we left off. The majority of policies have a tier system, usually consisting of at least three tiers. Your coverage and out-of-pocket costs vary based on a drug’s tier. For the most […]
In last week’s issue of Retirement Watch Weekly, I presented What You Need to Know About the Prescription Coverage Gap. We’ll continue on that track this week, with the best ways to save money on your prescription drugs. Prescription drugs are a major spending item for many retirees, and the cost of prescription drugs is […]
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Click the PDF below to read this Special Report. […]
It’s something Medicare beneficiaries often have trouble understanding. I’m talking about the prescription drug coverage gap, also known as the “doughnut hole” or “donut hole.” The coverage gap was part of the original Part D prescription drug program, but it has been changed several times since its inception in the 2000s. There were additional changes […]
Medicare beneficiaries need to under-stand the prescription drug coverage gap, also known as the “doughnut hole” or “donut hole.”The coverage gap was part of the original Part D prescription drug program, but it has been changed several times since its inception in the 2000s. There were additional changes that took effect in 2019, and it […]
Prescription drugs are a major spending item for many retirees, and the cost of prescription drugs is expected to increase faster than other categories of spending, including medical expenses in general.Older Americans tend to spend more on prescriptions, and the annual cost increases each year. Though some of the spending is due to price increases […]
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