Annuities
Annuities – what they are, how they work and how to choose the best type of Annuity
Found 146 Articles.
Get access to our full article archive by subscribing to Retirement Watch and Retirement Watch Spotlight Series.
How to Choose An Annuity that Works For You
Investors are taking a closer look at annuities. Fed up with the volatility and uncertainty of the stock market and wanting to preserve what they saved for retirement, retirees and near-retirees are taking a fresh look at vehicles that were shunned during the bull market. Industry sources say investors are allocating more to annuities and […]
How to Find the Highest Paying Annuity
The easiest, surest way to increase your retirement income is to shop for annuities just as you would for anything else. Few retirees or prospective retirees do this, but I’ve shown over the years shopping will increase income. Insurers and other annuity payers use different assumptions to determine their payouts. They consider estimated investment returns […]
Protecting Lifetime Income from Inflation
Seniors are realizing the advantages annuities can provide for their retirement portfolios. Annuities pay steady income. Investors don’t worry about the volatility of their principal or income or whether to change the investment in volatile markets. Yet, there is a key disadvantage to annuities that keeps more people from using them. In this visit we […]
How to Maximize the Tax-Free Portion of Each Annuity Payment
The popularity of fixed and immediate annuities is climbing for those in or near retirement. It is not surprising. An immediate annuity offers fixed, guaranteed payments. The payments can last for life if you want, and even for the joint life of you and a beneficiary. In today’s volatile and uncertain markets, annuities add a […]
SUBSCRIBE TO Lifetime Retirement Protection Program
Bob’s exclusive new service gives members the tools and knowledge to maximize their retirement finances for the rest of their lives. The Lifetime Retirement Protection Program includes all monthly issues of Bob’s Retirement Watch newsletter, all monthly video webinars in his Retirement Watch Spotlight service, every one of Bob’s premium reports and white papers (past and future), complete access to RetirementWatch.com, and 90 days’ membership in Eagle Financial’s DividendInvestor.com. Click here now to access all of Bob Carlson’s research.
When It Pays to Mix IRAs and Annuities
There are many strategies to consider when it is time to take distributions from an IRA. In this visit we are going to cover two unique strategies that combine annuities with IRAs. Generally it is not a good idea to mix annuities and IRAs, because the annuity and IRA both have tax deferral. There often […]
How to Use the Annuity Ladder for Higher Security
Immediate annuities can enhance retirement financial security. They are not perfect, but some of their disadvantages can be reduced by purchasing annuities using an annuity ladder. When hearing “annuity,” most people think of variable annuities or deferred annuities. The immediate annuity (IA) is a very different vehicle. Regular payments begin soon after the IA is […]
Are Variable Annuities Safe?
First to fall were the homebuilders and mortgage companies. Then the investment banks and a few commercial banks tumbled. Next in line in the financial crisis might be insurance companies. Insurers, especially those that issue a lot of variable annuities, are under scrutiny and facing skepticism about their financial stability. The focus of attention lately […]
Why Fixed Annuity Sales are Soaring
Fixed annuities are drawing many more investors these days, especially annuities sold through banks. Insurance companies report sales are 80% and more above last year’s sales. Several factors make fixed annuities more attractive relative to other investments than in the recent past: Volatility and steep losses in stocks and many types of bonds make them […]
