Individual Retirement Accounts - IRAs
Strategies for maximizing your Individual Retirement Account (IRA’s) Investments, Tax Savings and Timing of Required Minimum Distributions
Found 389 Articles.
Get access to our full article archive by subscribing to Retirement Watch and Retirement Watch Spotlight Series.
Roth IRAs as Estate Planning Tools
Many people focus on the retirement and income tax aspects of Roth IRAs. Not enough people consider the Estate Planning benefits they could reap by converting a traditional IRA (or a 401(k) plan) into a Roth IRA. Your loved ones could receive more after-tax wealth from the Roth IRA, whether or not your estate is […]
Taking IRA Distributions in 2012
Every IRA owner needs to consider IRA Distributions and changes in 2012, regardless of your age. The tax law and potential changes require everyone to take a hard look at their situation and consider moves to make in 2012 and beyond. Anyone who was age 70½ or older in 2011 needs to take required minimum […]
Warnings, Changes on Self-Directed IRAs
You can own gold, real estate, private companies, hedge funds, and more in your IRA. You won’t hear this from most IRA custodians. They limit your investment choices to mutual funds and publicly-traded stocks and bonds and maybe a few other assets. Their idea of a self-directed IRA is that you can choose from these […]
Year-End Moves for IRA Owners
Year-end is a tricky time of year for IRA owners. There are steps many IRA owners should take or at least consider taking by December 31. Make the wrong move and it could cost you money now or spread over the years. Take the time to carefully review your IRA options. IRA owners over age […]
SUBSCRIBE TO Lifetime Retirement Protection Program
Bob’s exclusive new service gives members the tools and knowledge to maximize their retirement finances for the rest of their lives. The Lifetime Retirement Protection Program includes all monthly issues of Bob’s Retirement Watch newsletter, all monthly video webinars in his Retirement Watch Spotlight service, every one of Bob’s premium reports and white papers (past and future), complete access to RetirementWatch.com, and 90 days’ membership in Eagle Financial’s DividendInvestor.com. Click here now to access all of Bob Carlson’s research.
Avoiding Penalties on Your IRA Investments
Alternative investments are growing in popularity. These include precious metals, real estate, and small businesses. Owning these through IRAs or other qualified retirement accounts could be a good financial move, or it could lead to trouble. Make this move without the right advice and you could fall into one of the many traps in the […]
IRA, 401(k) Sponsors Can Offer Investment Advice
The Department of Labor issued new regulations last week that allow fiduciaries of 401(k) plans and IRAs to offer investment advice under some circumstances. The law prohibits such advice, but the DOL carved out some exceptions. Fiduciaries may offer advice, beginning Dec. 27, if their compensation doesn’t depend on the investment recommendations or they use […]
Knowing When a Rollover Is for You
An important decision needs to be made when you leave an employer. It doesn’t matter if your leaving is due to retirement, taking a new job, or a layoff. You have to decide what to do with any retirement accounts at the employer you’re departing. The right answer varies from person to person. In this […]
The Right Way to Take a Lump Sum
Once you decide to roll over an employer plan to an IRA or new employer plan, you work isn’t finished. There are different ways to do the rollover, and you need to be sure it’s done right. One way to roll over an account is to have the plan make out a check to you. […]
