Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Individual Retirement Accounts - IRAs

Strategies for maximizing your Individual Retirement Account (IRA’s) Investments, Tax Savings and Timing of Required Minimum Distributions

Found 72 Articles.
Get access to 182 articles by subscribing to Retirement Watch and Retirement Watch Spotlight Series.

Fresh Start for Your IRAs

Fresh Start For Your IRAs

March 1, 2001

The IRS recently created a tremendous opportunity to improve your financial and estate planning. In a surprise to everyone, the IRS in early January issued new rules for taking required minimum distributions (RMDs) from IRAs and other qualified retirement plans after age 70 1/2. The previous rules, described in detail in my Retirement Tax Guide, […]

giving-to-grandkids

Best Ways to Help Grandchildren

December 1, 2000

One of the best tools you can use to help a child or grandchild is a Roth IRA. Created as retirement accounts, you can’t do better for estate planning and transferring wealth. You’ve probably heard the advantages of Roth IRAs. Earnings of the Roth IRA are not taxed, and neither you nor your beneficiary pays […]

new-rules-help-iras-last-for-decades

New Rules Help IRAs Last For Decades

October 1, 1999

New rulings from the IRS make it easier to preserve your IRA for a generation or more. Your children and grandchildren can use tax deferral even longer, and IRAs can be customized for each heir. But you have to take action to benefit from these rulings, and you should leave instructions for your heirs. Otherwise, […]

how-to-beat-the-tax-on-your-ira

How to Beat the Tax On Your IRA

June 1, 1999

How much of your IRA will make it to your heirs? If you are like most people, your IRA is your most valuable asset. But by the time it reaches your heirs, it will be worth less than one half what it is now. Estate taxes will take the first chunk out of the IRA. […]

SUBSCRIBE TO RETIREMENT WATCH

What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or estate planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here today for free access.

build-legacy-with-roth-ira

Three Ways To Build a Legacy with Roth IRA

April 1, 1999

You can leave your heirs the gift of almost perpetual tax free growth. That’s not a small gift, and it is one your heirs are likely to appreciate as each year passes. It is easy to do, thanks to Congress, and it won’t cost you much. The vehicle you use to set up this tax-free […]

roth-ira-conversions

Last Chance for Roth IRA Conversions

December 1, 1998

It is decision time for Roth IRA conversions. By letting the decision slip past Dec. 31 you miss a very profitable gift from Congress. As you probably know, Congress created the Roth IRA, which accumulates income and gains tax free, and from which all withdrawals are tax free. Another benefit of the Roth IRA is […]

roth-ira-updates

Roth IRA Updates

October 1, 1998

Virtually any question you have about Roth IRAs has its answer on the World Wide Web. There are a number of web sites focusing on Roth IRAs. Perhaps your best starting point is www.rothira.com, a site devoted exclusively to Roth IRAs. You’ll find articles on line and references to books and seminars, as well as […]

benefits-of-roth-ira

A Roth IRA – For Your Grandchild’s Retirement

March 1, 1998

I keep scratching for traps in the new Roth IRAs. Surely Congress and the President wouldn’t create a vehicle with a genuine incentive to save and invest, I cynically think. But it is tough to find a major trap in the Roth IRA. In fact, there seem to be many attractive ways to use Roth […]

Log In

Forgot Password

Search