Retirement Planning
Bob Carlson shares miscellaneous advice on retirement and related topics
Found 82 Articles.
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How to Plan Life Expectancy in Your Retirement Strategy
It’s one of the most important issues in anyone’s retirement plans… And most people completely shortchange it, resulting in a wildly inaccurate plan. You see, a goal of every retirement plan is to ensure your income and cash flow last at least the rest of your life. To meet that goal, you need a reasonable […]
How Working Longer Changes Retirement Strategies
Those who keep working past age 65 need to consider actions that might optimize their Retirement plans. There are a lot of reasons to work past typical retirement age, and the reasons for staying in the labor force often indicate how the retirement plan should change during the additional working years. Consider these actions. Establish […]
Winning Your Treasure Hunt for Lost Cash
You’ve probably seen the headlines about billions of dollars in lost money held by governments. They’re true, and some of the money might be yours. You don’t have to pay someone to find the money and return it to you. It’s easy to locate most of the lost money and have it returned. But a […]
5 Strategies to Simplify Your Retirement Finances
Most people’s finances are too complicated. And what I’ve found – after 20-plus years of publishing Retirement Watch – is that complicated finances lead to procrastination and stress. Too much time is spent simply organizing papers and data to figure out where things stand. By then, people are too exhausted to make decisions or implement […]
6 Problems that Can Crush Your Retirement Plan Goals
It’s the story I hate to hear from my readers… People who planned well for retirement but saw their hard work and planning fall apart during retirement. These stories are all too common. Yet the causes of most of these retirement failures are well-known. Avoid these 6 problems and recurring mishaps, and your retirement is […]
Most Retirees Regret Not Saving More For Their Retirement
Here’s something you can share with your grandchildren or adult children if you’re already in or near retirement. More than half of adult Americans say one of the great regrets of their lives is not saving more for retirement, according to a new survey by American Century Investments. The survey also says most people expect […]
The Financial Worries of the Wealthy – Having enough money for Retirement
This article is based on a survey done for Personal Capital. The survey asked those with more than $500,000 in investable assets what their biggest financial worries were. The majority said their biggest worry was having enough money for retirement. The third worry was related; they worried that a market downturn would diminish their portfolios. […]
7-Step Checklist: How to Shelter Your Financial Security from Natural Disasters
The recent string of high-profile natural disasters caught many people by surprise — and created major gaps in their financial security. It can happen to any of us… It doesn’t have to be an historic hurricane, flood, or wildfire. You could be at risk from a broken water pipe, a tree falling on your home, or some other event. Bottom line: You […]
