Retirement Planning

Bob Carlson shares miscellaneous advice on retirement and related topics

Found 82 Articles.
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5 Most Likely Ways for Retirement Plans to Go off Track

November 27, 2017

The stories I most hate to hear are about people who planned well for Retirement but saw their work fall apart during retirement. These stories are all too common. Yet, the causes of most of these retirement failures are well-known. Avoid these recurring mishaps, and your retirement is likely to be successful. Helping too much. […]

Retirement Strategies that Might Not Work

November 8, 2017

This article examines three retirement investment and distribution strategies that are very popular and often recommended on web site. It finds that all fall short of retirement security at key times and don’t measure up to the results delivered by a balanced asset portfolio, what I call True Diversification. The popular stock portfolio would have […]

Signs You Retired Too Early

September 13, 2017

Retiring early is the goal for many people, but you can retire too early. Both you and your finances need to be ready for your working years to end. This article lists five signs that you might have retired too early and should consider going back to work. Retirement wasn’t quite what you expected, and […]

The Recent Turmoil in Master Limited Partnerships

August 24, 2017

Please help make my book an award winner. The revised edition of “The New Rules of Retirement” is nominated for Best Retirement Book by Senior Homes. The highest online vote-getter will be the winner. To vote, click here. Then, scroll down the page until you see “The New Rules of Retirement.” Click the “Vote” bar […]

Retirement Account Balances Back to Record Highs

August 4, 2017

The extended bull market in stocks has helped restore IRA and 401(k) account balances hit record highs for the third consecutive quarter, according to Fidelity Investments. Also helping boost balances, of course, are higher contributions from employers and employees. Employees put a record average of $5,850 into their 401(k)s over the past 12 months, a […]

7 Key Retirement Questions You Need to Answer When You’re 50 or Older

June 22, 2017

Successful Retirement has a blueprint. Whether you already are retired or retirement is years away, you can follow the blueprint to enhance your financial independence. You should have a written retirement plan. Developing a plan requires you to carefully consider key issues, and surveys of retirees show those who had written plans are more satisfied. […]

How Much Should You Save For Retirement Each Year?

June 16, 2017

This article is mostly for younger people who are wondering what percentage of their income they should be saving for retirement. The thesis of the article is that there is no good rule of thumb. Each rule mentioned in the article has pros and cons. Here’s a point not made in the article. Save a […]

Managing Debt, Income, and Savings

March 31, 2017

There’s a new book out by Thomas Anderson, The Value of Debt in Building Wealth. The title gives the impression that people should be in debt to maximize wealth, but that’s not what it says, according to this review. Instead, it says that people should be focus on either being debt free or leveraging their […]

November 2020:

Congress Comes for your Retirement Money

A devastating new law has just been enacted, with serious consequences for anyone holding an IRA, pension, or 401(k). Fortunately, there are still steps you can take to sidestep Congress, starting with this ONE SIMPLE MOVE.
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