Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Retirement Articles

Found 866 Articles.
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survivorship-life-insurance-policies

The 8-To-1 Life Insurance Pay-off

February 1, 1998

I’m not a big fan of using permanent life insurance to solve estate planning problems. I think with some planning most estate planning goals can be reached with low-cost term insurance and other strategies. But there is a type of life insurance that can be very attractive. In fact, this insurance has such a big […]

tax-advantaged-way-business-support-family

Tax-Advantaged Ways The Business Can Support The Whole Family

February 1, 1998

If the people I know are any indication, many of you are supporting more than one generation of your family, or anticipate doing so in the near future. You might be supporting family members who were independent for years. Perhaps one or more of your parents or siblings needs help now. Or one of your […]

Estate Planning

Avoiding A Surprise When Estate Planning Gifts To Grandchildren

February 1, 1998

Leave it to the law to make an unpleasant situation worse. Here’s one they didn’t teach in law school, but you need to know about it. We only stumbled upon it when Renee and I were reviewing our own Estate Planning. An unfortunate combination of events could lead to an unpleasant surprise for grandparents who […]

dangers-of-fund-rating-systems

Those Dangerous Fund Rating Systems

February 1, 1998

The books are securely closed on 1997, and that means we’re being bombarded with the annual fund ratings and rankings from many publishers. I know many of you review these publications, because you regularly ask me why I recommend a fund that received a low rating from a service or am not recommending a fund […]

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deducting-investments-as-a-busines

Deducting Your Investments As A Business

January 1, 1998

The only “job” most retirees have is managing their portfolios. It probably is one of the most important jobs you’ve ever held. The portfolio has to help meet expenses for the rest of your lifetime, and it will be part of any legacy you leave. If you are like most retirees and pre-retirees, there is […]

save-your-family-limited-partnerships

Estate Planning to Save Your Family Limited Partnership

January 1, 1998

You can get a discount of 30%, sometimes more, on estate and gift taxes by setting up a family limited partnership. That’s a tremendous discount. And the family limited partnership has advantages in addition to tax reduction. A strategy with so many benefits is bound to attract the IRS’s attention, and that has happened in […]

too-much-life-insurance

Handling Unneeded Life Insurance

December 1, 1997

Are you one of many Americans who have too much life insurance? In last month’s visit I showed you how to determine how much insurance you need. In this visit, I’ll show you how to make the most of any excess coverage. Obviously, we’re looking at permanent cash value life insurance policies. If you have […]

estate plannig

Why Your Life Insurance Probably Is Wrong

November 1, 1997

Most of you have either too much or too little life insurance. It’s not your fault. Ask 10 financial professionals to estimate your life insurance needs, and you’ll probably get 10 different answers. But insurance premiums are too expensive for you to be buying excess insurance, and life insurance is too important for you not […]

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