Found 15 Articles.
Get access to 16 articles by subscribing to Retirement Watch and Retirement Watch Spotlight Series.

6 Key Issues about Gifts to Children and Grandchildren

July 26, 2018

One of the questions I receive most frequently from Retirement Watch subscribers is how to make estate planning gifts. Let’s take a look at the issues that recur among many readers. Gifts to family members are one of the staples of estate planning. But the tax law has changed, and that’s altered the role of […]

Building Wealth for Grandkids with Roth IRA Investments

March 1, 2016

There are many tools and strategies available to provide financial help for the grandkids, especially education expenses. Perhaps the best available for many people is the Roth IRA. There are several ways to include a Roth IRA in your plan to help the grandkids, and the Roth IRA can help in a wide range of […]

Knowing When to Include Grandkids in Your Estate Planning

February 1, 2015

When is a child or grandchild ready to receive some wealth? Will some people never be ready to handle gifts or inheritances? Those are some of the most difficult and anguishing questions for people considering their Estate Planning. Almost every parent doubts the maturity and responsibility of at least one child and grandchild. They don’t […]

529 savings plans

Why Grandparents Should Like 529 Savings Plans

August 1, 2014

Grandparents are contributing more to their grandkids’ educations than in the past, and the best way to do this is through a section 529 college savings plan. Even when it isn’t clear a grandchild will attend college, 529 savings plans are good estate and financial planning tools to implement. A number of factors cause grandparents […]

Estate Planning

Investing Strategies to Help Grandkids

July 1, 2014

Summer is filled with tax-advantaged ways to provide financial help for grandkids who are old enough to work. The Estate Planning strategies also work during other periods when the youngsters work. Some of the estate planning strategies are useful only if you own a business, but first here’s one that everyone can use. You can […]

Estate Planning

Giving the Best Estate Planning Financial Advice to Grandkids

April 1, 2014

The best thing you can do to ensure the financial security of your grandkids isn’t to give them money or wealth, though that would be helpful. Sound advice based on the latest research is what the younger generations need more of, and they aren’t likely to get that advice from their parents or schools. The […]

estate planning

Simple Low-Cost Estate Planning Ways to Help Grandchildren

November 1, 2013

For many of my readers, helping the grandkids is a high priority after ensuring their Estate Planning affords their own financial independence. There are so many ways to help beyond making cash gifts and setting up Uniform Gifts/Trusts to Minors Accounts. In fact, those two widely-used methods often are far from the best ways to help. […]

Estate Planning

Showing Grandchildren the Way of Sound Estate Planning

July 1, 2013

I find that no matter the value of a person’s estate, almost everyone would like to leave something for the grandchildren (or the children). But they don’t want whatever they leave to be wasted. Therefore, demonstrating sound Estate Planning is important. Almost everyone knows the unfortunate statistics of poor estate planning. About 70% of family […]

October 2020:

Congress Comes for your Retirement Money

A devastating new law has just been enacted, with serious consequences for anyone holding an IRA, pension, or 401(k). Fortunately, there are still steps you can take to sidestep Congress, starting with this ONE SIMPLE MOVE.

Log In

Forgot Password