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A major retirement expense is overlooked or downplayed in most retirement planning. It is one of the largest expenses in the budgets of those 65 and older, yet it is taken for granted by both individuals and many financial professionals. Transportation accounts for 16% of annual spending by Americans 65 and older, according to the […]
The recent headlines about the theft of tens of millions of personal information from health insurer Anthem shouldn’t have been a surprise, and it is the type of action you should expect to hear about regularly. Your greatest risk of being scammed or having your identity stolen might be one you don’t suspect. The big […]
Bob Carlson of Retirement Watch has developed a Microsoft Excel spreadsheet that enables individuals to develop a custom model of their retirement spending. You will need Microsoft Word to read the instruction sheet and Microsoft Excel to work with the spreadsheet. Click on the links below to download the appropriate files. Retirement Spending Spreadsheet Instructions […]
A few years ago in the boom years I wrote that senior discounts at many businesses were becoming a thing of the past. As Baby Boomers aged they weren’t shopping around, and businesses didn’t feel a need to offer the traditional silver hair deals. They were phasing them out or significantly limiting them. The financial […]
Bob’s exclusive new service gives members the tools and knowledge to maximize their retirement finances for the rest of their lives. The Lifetime Retirement Protection Program includes all monthly issues of Bob’s Retirement Watch newsletter, all monthly video webinars in his Retirement Watch Spotlight service, every one of Bob’s premium reports and white papers (past and future), complete access to RetirementWatch.com, and 90 days’ membership in Eagle Financial’s DividendInvestor.com. Click here now to access all of Bob Carlson’s research.
You can take steps now to protect yourself from financial abuse and scams in the future. Older Americans are the most likely targets and victims of these acts. Preparation is necessary to avoid losing wealth and dignity to the perpetrators. The crooks look for vulnerable people. By the time you’re vulnerable, it’s often too late […]
The missing link in many retirement plans is the withdraw-al, distribution, or spending strategy. Accumulating for retirement is the easy part, and many people enter retirement with what seem to be adequate resources. Yet, a high percentage of Americans die owning their home equity and little more. Most rely heavily on Social Security to fund […]
Many people benefit from delaying their Social Security retirement benefits until at least full retirement age. Delaying until age 70 can be an even better deal. For years I’ve shown people how to calculate the difference using what I call the quick-and-dirty method. The method involves calculating how many years you need to live after […]
Most discussions of the elderly and crime point out that the elderly are likely to be victims of crime than younger people are. But this article says that the new trend worldwide is for older people to commit crimes. The theory is that they haven’t saved enough for retirement and can’t keep regular jobs, so […]
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