Financial Advice for Retirement, Social Security, IRAs and Estate Planning

Trusts

Found 54 Articles.
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private-annuity-trusts-new-rules

Private Annuity Trusts: New Rules

December 1, 2006

Just as last month’s discussion of private annuity trusts was mailed, the government issued proposed regulations restricting the strategy. Though intended to stop transactions considered by the IRS to be abusive of the tax law, the regulations go further and make private annuity trusts generally unattractive. Recall from last month’s discussion that a private annuity […]

wealth-replacement-strategies

Wealth Replacement Strategies

December 1, 2006

As we discussed in the legacy planning segment, grandparents and parents usually have multiple goals, and it can take some thought to put together a plan that tries to meet all or most of those goals. One tool that can add a lot to a plan is the wealth replacement trust. That is a clever […]

Estate Planning

New Estate Planning Rules on IRAs and Trusts

November 1, 2006

The IRS recently made it easier to use a trust with your IRA to protect assets for future generations. You still should use an Estate Planning attorney to ensure things are done properly, but the new ruling adds more certainty than we had in the past. The type of trust people most often want to […]

types-of-trusts-and-reasons-for-using-them

Types of Trusts and Reasons for Using Them

August 1, 2006

Trusts are not used primarily for reducing taxes any more. And trusts are not only for the wealthy. The non-wealthy are more financially sophisticated and have more wealth than in the past. The non-wealthy turned to trusts in recent years and for reasons other than tax reduction. In this part of the visit, we’ll review […]

putting-ira-in-a-trust

Should you put your IRA in a Trust?

March 1, 2006

Many owners of substantial IRAs hope their IRAs become nest eggs for their children or grandchildren. Their estate plans include strategies that let the IRAs, when inherited, compound for as long as possible – perhaps decades. That means selecting the right beneficiaries, and being sure the beneficiaries are well-advised about their options. Unfortunately, beneficiaries often […]

is-a-perpetual-trust-for-you

Is a Perpetual Trust for You?

October 1, 2005

Recent laws are making it easier to use dynasty trusts to make wealth last for multiple generations. Not too long ago creating a dynasty trust that lasted for generations was difficult. Those of us who took Estate & Trusts in law school tried to learn the intricacies of something called the Law Against Perpetuities, complex […]

some-classic-uses-of-trusts

Some Classic Uses of Trusts

August 1, 2005

Trusts have been an essential estate planning tool for centuries. Once used only by the very wealthy, today trusts are widely used by the non-wealthy. Longer lives, more widespread wealth, second marriages, and blended families all cause greater interest in trusts. That is even before considering tax reduction strategies. Trust use is so widespread that […]

11-strategies-to-handle-trusts-better

11 Strategies to Handle Trusts Better

June 1, 2005

Trusts no longer are just for the very wealthy. Many families use trusts for a variety of reasons. Unfortunately, trusts often can result in significant problems for loved ones long after the trust creator is gone. Problems include excess costs, poor investments, low payouts, and unresponsiveness to the family’s needs. In many states, beneficiaries are […]

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