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Estate Planning Estate Tax and Trust Tricks, Traps for Married Couples

April 3, 2016

Too many married couples are making a big mistake. They believe current estate tax law exempts them from having to plan or consider estate taxes in their plans. That misunderstanding could lead to problems. While the estate tax law enacted in early 2013 has many benefits, you need to know how to maximize them. Two […]

Learning the Nuts and Bolts of Living Trusts for Estate Planning

July 1, 2015

Living Trusts are probably the most used way to avoid probate. They are mainstays of Estate Planning in states with expensive or time-consuming probate procedures. Last month we discussed the different ways of avoiding probate, including the advantages and disadvantages. This month we discuss the nuts and bolts of operating living trusts. In this discussion […]

Estate Planning

What You Need to Know About Trusts for Your Estate Planning

March 1, 2015

You probably need at least one trust in your Estate Planning setup. It seems almost all estate planning has one these days. Many problems can be solved and goals achieved with the right trust. Trusts no longer are restricted to the very wealthy. Too many people are intimidated by talk of trusts. You don’t learn […]

Avoid Unintentionally Disinheriting Your Spouse in your Wills and Trusts

February 1, 2015

Many people don’t realize it, but their wills leave nothing outright to their spouse. Before the current high federal exempt amount was established, a standard will stated that a portion of the estate equal to the federal exempt amount was left in a bypass trust or other trust that benefitted the surviving spouse for life […]

When Should Children Inherit from Trusts?

September 24, 2014

Many people put their money in trusts because they know their children or grandchildren aren’t ready to directly control the wealth. The question they struggle with is when money should be released from the trust directly to the beneficiaries. Here’s a succinct summary of the factors that show a person is ready to inherit wealth. […]

Trust Fund Babies

August 14, 2014

The wealthy used to go to great lengths to set up trust funds that would provide amply for at least the next generation and often for future generations. Those family wealthy dynasties appear to be out of favor, according to this article from The Washington Post. They’re worried about spoiling their kids and not allowing […]

Naming Trusts as IRA Beneficiaries

June 1, 2014

Trusts find their way into more and more estate plans, because they provide valuable benefits. Many people want to use trusts with their IRAs. I receive an increasing number of inquiries from readers asking how they can name a trust as beneficiary of their IRAs instead of individual heirs. That’s where they can get into […]

estate planning

Using Protection Trusts in Your Estate Planning to Help Heirs

March 1, 2014

“Great Fortunes Lost” was the title of an article in Fortune magazine some years ago. It described how various individuals, usually heirs, lost or squandered very large fortunes. Some of the individuals lost more than money. They lost their health or wasted their lives because of the effects wealth had on them. Many people I […]

May 2021:
Congress Comes for your Retirement Money
A devastating new law has just been enacted, with serious consequences for anyone holding an IRA, pension, or 401(k). Fortunately, there are still steps you can take to sidestep Congress, starting with this ONE SIMPLE MOVE.

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