Retirement Healthcare and Medicare
Retirement expert Bob Carlson’s research and knowledge on how to get the most out of healthcare options
Found 315 Articles.
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How 2010 Taxes Affect Medicare Premiums
Your tax return for this year will determine your Medicare premiums in two years, if you’ll be a Medicare participant then. Since 2007, as income rises Medicare Part B premiums rise. More people will pay the higher premiums each year under the Affordable Health Care Act of 2010. Through 2010, the incomes at which the […]
Preparing for Medicare Open Season
It’s almost time to review your Medicare options. The time to make changes in some of your coverage is from Nov. 15 through the end of the year, so this is a good time to review all your Part B, C, D, and Medigap plan choices. You’ll be able to review your options before Nov. […]
Evaluating the New CLASS Program
One of the many little-known facets of the new health care law is the CLASS program. This is intended to be a voluntary long-term care assistance program that will pay at least a minimum amount for participants to purchase community living assistance services and supports (CLASS). Participants will receive cash so they can hire home […]
Avoiding the Latest Medicare Scams
The Medicare open season, officially called the Annual Coordinated Election Period, is coming up. From Nov. 15 – Dec. 31 those eligible for Medicare can enroll, disenroll, and switch Medicare plans. Following that is the General Enrollment Period from Jan. 1 – March 31 when anyone eligible for Medicare can enroll. Medicare fraud is around […]
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Finding the Best Long Term Care Insurance Policy
Many people in or near their silver years know they should own long-term care insurance, but there are several hurdles the policies haven’t cleared with them. Fortunately, there is a short cut solution to clearing most of these hurdles. There are several common reasons people don’t buy LTCI: Policies have a history of sharp premium […]
Preparing for Medicare Advantage Changes
Medicare Advantage members soon will feel direct effects from the new health care law. This fall they may need to shift their coverage, and they should begin preparing now. Medicare Advantage plans are run by private insurers. The insurers receive a fixed amount per member from Medicare, and the payment is higher than the cost […]
Exchanging Other Policies for Long Term Care Insurance
Consumers can exchange tax free old life insurance policies or annuities for long-term care insurance (LTCI) policies, under a 2006 law that became effective Jan. 1, 2010. Unfortunately, few people have been able to take advantage of the law. The idea behind the law is to give another option to people with cash value life […]
Buying Life Insurance & Long Term Care Insurance Together
Consumers are finding ways to protect their wealth from long-term care expenses without buying long-term care insurance (LTCI). Consumers seeking these alternatives, however, need to know some details to ensure they buy the best coverage for them. LTCI sales should be booming. The big Baby Boomer generation is in the prime years for buying LTCI. […]
