Retirement Healthcare and Medicare

Retirement expert Bob Carlson’s research and knowledge on how to get the most out of healthcare options

Found 296 Articles.
Get access to 307 articles by subscribing to Retirement Watch and Retirement Watch Spotlight Series.

medical-expense-options-for-retirees

Medical Expense Options for Retirees

April 1, 2007

A recent survey of America’s wealthy revealed a surprise. Those in households with more than $250,000 in investable assets said that their greatest financial concern is health care costs. These Americans believe that medical expenses are more likely to affect their savings and investments than terrorism, rising energy prices, taxes, and the state of the […]

long-term-care-insurance-policies-changes-and-updates

Long-Term Care Insurance Policies: Changes and Updates

January 1, 2007

Insurers are changing long-term care insurance policies to reduce confusion and overcome the objections of many potential buyers. The government also is getting on board with some new rules that favor policy purchases. Two major factors keep many people from purchasing long-term care policies. One factor is that the policies are complicated, with many optional […]

how-long-term-care-insurance-can-reduce-risk

How Long-Term Care Insurance Can Reduce Risk

December 1, 2006

Most people evaluate long-term care insurance the wrong way. Sales approaches also often stress the wrong factors. LTCI should be analyzed in much the same way we analyze investment opportunities. Fear often is the focus of LTCI discussions. Scary statistics are used to try to convince consumers that they need the policies to protect them […]

long-term-care-insurance-new-regulations

Long Term Care Insurance: New Regulations

November 1, 2006

New regulations covering long-term care insurance might be on their way to your state. The regulations will broaden care and help reduce premiums. The regulations were drafted by the National Association of Insurance Commis-sioners. Insurance is regulated by each state. This group drafts model statutes and regulations that each state is encouraged to adopt. In […]

SUBSCRIBE TO RETIREMENT WATCH

What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or estate planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here today for free access.

what-is-better-than-medicare

What is Better Than Medicare

November 1, 2006

Alternatives to traditional Medicare are more popular – and with good reason. For the same and sometimes lower cost, more care is received by Medicare beneficiaries. Medicare Advantage is an umbrella name for alternatives to traditional Medicare. The alternatives include HMOs, PPOs, and special needs plans. But the fastest-growing alternative is PFFS – private fee […]

part-d-medicare-prescription-drug-plan-changes-and-updates

Part D Medicare Prescription Drug Plan: Changes and Updates

November 1, 2006

We are rolling into the second year of the Part D Medicare Prescription Drug Plan. Beneficiaries can switch plans during the enrollment period from Nov. 15 through Dec. 31. If new coverage is selected, it begins Jan. 1. With one year of experience behind them, insurers are changing their plans, and most of the changes […]

medicare-premium-hikes-coming

Medicare Premium Hikes Coming

October 1, 2006

Medicare beneficiaries with higher incomes face higher premiums in 2007 and thereafter. We have better estimates of those premiums now, and beneficiaries can factor these higher costs into their financial plans. The higher premiums, called surtaxes, are imposed on a sliding scale. They begin rising for single beneficiaries whose incomes exceed $80,000 and for married […]

get-set-for-the-new-medicare-surtax

Get Set for the New Medicare Surtax

June 1, 2006

Medicare beneficiaries are used to annual premium increases to go along with the rising cost of medical care. But in 2007 many will be surprised by the new means-tested premiums. Higher income beneficiaries will pay higher premiums. The amount of the increase in premiums will depend on the beneficiary’s income. The higher premium is called […]

December 2020:

Congress Comes for your Retirement Money

A devastating new law has just been enacted, with serious consequences for anyone holding an IRA, pension, or 401(k). Fortunately, there are still steps you can take to sidestep Congress, starting with this ONE SIMPLE MOVE.
X
pixel

Log In

Forgot Password

Search