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Retirement Healthcare and Medicare

Retirement expert Bob Carlson’s research and knowledge on how to get the most out of healthcare options

Found 299 Articles.
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high-retirement-medical-expense

How to Avoid the Retirement Medical Expense Surprise

November 1, 2008

The wildcard in every retirement plan is the cost of medical care. It probably is the cause of most retirement plan failures. There are several reasons medical expenses disrupt so many plans: Many people are used to employer-paid medical care. Before they retire, they do not realize the full cost of medical insurance. Employers used […]

how-improved-websites-boost-your-benefits

How Improved Websites Boost Your Benefits

October 1, 2008

Government benefits are complicated. It often is difficult to understand the rules well enough to maximize benefits from Social Security and Medicare. The government agencies know this and in response recently added features to their web sites to make it less painful to learn your benefit options. I have reviewed these features and believe they […]

long-term-care-new-trends

Long-Term Care and LTC Insurance – New Trends

August 1, 2008

The possible need for long-term care is one of the greatest concerns of American adults. Recent data indicate the concern is well-placed. Baby Boomers are forecast to need long-term care at a greater rate than their predecessors because of longer life expectancies and improvements in medical care. One federal report estimated that 13 million Americans […]

the-upcoming-medicare-changes

The Upcoming Medicare Changes

July 1, 2008

One of the biggest mistakes people make in their retirement plans is underestimating their medical expense burdens. Traditionally, early retirees overlook this major expense, but it is likely that in the next few years this expense will spike higher than many retirees anticipate. It is important that people recognize the trends behind changes in medical […]

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when-to-change-long-term-care-policies

When to Change Long-Term Care Insurance Policies

February 1, 2008

This could be an auspicious time for owners of long-term care insurance policies to consider upgrading or exchanging. While many people have not purchased the policies those who purchased them in the past should take a look at what is available. The biggest gripe of LTC policy owners is premium increases. There are a few […]

new-medical-insurance-options-for-early-retirees

New Medical Insurance Options for Early Retirees

December 1, 2007

Health care orphans are receiving some help. Medical insurers and major employers are coming to their aid. The orphans are the second-fastest growing group of those without health insurance. They are people ages 50 to 64 who have no employer-sponsored medical coverage because they left their jobs, and their employers do not provide retiree medical […]

ensuring-the-medical-care-you-want

How to Ensure the Medical Care You Want

October 1, 2007

Essential parts of any financial or estate plan are the health care documents. Everyone needs these documents, regardless of the value of the estate. Even if you are not ready to put the rest of the plan into place, the health care documents should be prepared and executed. One problem with many plans is that […]

the-revolution-in-continuing-care-retirement-communities

The Revolution in Continuing Care Retirement Communities

September 1, 2007

There is a bit of a revolution taking place in continuing care retirement communities (CCRCs). The revolution will make it easier for people to enter the community of their choice, but it also is making some decisions more difficult. A continuing care retirement community offers the full range of senior living options on one campus […]

March 2021:

Congress Comes for your Retirement Money

A devastating new law has just been enacted, with serious consequences for anyone holding an IRA, pension, or 401(k). Fortunately, there are still steps you can take to sidestep Congress, starting with this ONE SIMPLE MOVE.
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