Retirement Healthcare and Medicare
Retirement expert Bob Carlson’s research and knowledge on how to get the most out of healthcare options
Found 315 Articles.
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New Medical Insurance Options for Early Retirees
Health care orphans are receiving some help. Medical insurers and major employers are coming to their aid. The orphans are the second-fastest growing group of those without health insurance. They are people ages 50 to 64 who have no employer-sponsored medical coverage because they left their jobs, and their employers do not provide retiree medical […]
How to Ensure the Medical Care You Want
Essential parts of any financial or estate plan are the health care documents. Everyone needs these documents, regardless of the value of the estate. Even if you are not ready to put the rest of the plan into place, the health care documents should be prepared and executed. One problem with many plans is that […]
The Revolution in Continuing Care Retirement Communities
There is a bit of a revolution taking place in continuing care retirement communities (CCRCs). The revolution will make it easier for people to enter the community of their choice, but it also is making some decisions more difficult. A continuing care retirement community offers the full range of senior living options on one campus […]
Long-Term Care Insurance Is Now More Lucrative
Changes are occurring that could make long-term care insurance more attractive to consumers. These changes, plus some shrewd moves by policy buyers, can ensure that more consumers have protection from the expense of long-term care at an affordable price. One change that has been taking place over the last few years is consolidation of the […]
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Social Security and Medicare: What Lies Ahead?
The trustees of the Social Security and Medicare Trust Funds issued their annual report recently, and as usual it was dismal. Yet, buried within the report is some reasonably good news for those who want to see it. That news also is important to those who are planning their retirement income over the next few […]
6 Ways to Cut Prescription Drug Costs
The Part D Medicare Prescription Drug program is doing well after its first year. Surveys show that it is very popular with its beneficiaries. Premiums and other costs to beneficiaries are lower than forecast. Yet there still is room for mature Americans to reduce their prescription drug costs. Retirees who aren’t yet old enough for […]
Medical Expense Options for Retirees
A recent survey of America’s wealthy revealed a surprise. Those in households with more than $250,000 in investable assets said that their greatest financial concern is health care costs. These Americans believe that medical expenses are more likely to affect their savings and investments than terrorism, rising energy prices, taxes, and the state of the […]
Long-Term Care Insurance Policies: Changes and Updates
Insurers are changing long-term care insurance policies to reduce confusion and overcome the objections of many potential buyers. The government also is getting on board with some new rules that favor policy purchases. Two major factors keep many people from purchasing long-term care policies. One factor is that the policies are complicated, with many optional […]
