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Retirement Investing

Bob Carlson offers his expert opinion on where to invest your money so that you can get through retirement safely and securely

Found 783 Articles.
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Bob’s Journal Update for 1/17

January 17, 2019

We’ll soon know if the recent rally in the markets will continue, because fourth-quarter earnings reports are being rolled out. Most markets had a dismal fourth quarter of 2018. But markets turned a corner after Christmas and the subsequent rallies are impressive. While the S&P 500 still is down 4.28% for the last three months, […]

How to Generate Guaranteed Lifetime Income (Second Social Security Check)

January 11, 2019

Lifetime income security is what everyone wants in retirement, but it is increasingly a challenge to achieve. Low interest rates and investment returns, longer life spans, inflation, long-term care expense, medical expenses, higher taxes and more are major obstacles to achieving financial security in retirement. Everyone wants what I call the “Second Social Security Check.” […]

Bob’s Journal 12/20/2018

January 10, 2019

Last week’s Employment Situation reports were extremely strong, but don’t use them as good indicators of the strength of the economy or its trend. The nonfarm payrolls report showed that 312,000 new jobs were created, and revisions added a total of 58,000 jobs for the previous two months. The number of new jobs was well […]

Bob’s Journal for 1/3/2019

January 3, 2019

While Treasury bonds outperformed stocks in 2018, what happened within the bond markets was more important to investors. Stocks outperform bonds over the long term, but bonds have better years from time to time. Treasury bonds have outperformed the major stock indexes for only a few calendar years since the end of the financial crisis. […]


What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or estate planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here today for free access.

The 2018 Market and Economic Review

December 27, 2018

Almost everyone’s 2018 predictions were wrong. But that’s almost always the case. We had another year of unexpected and startling changes in the economy and markets. Trends couldn’t have been much better than they were at the end of 2017. The economy was surging across the board, and U.S. stock indexes were moving steadily higher. […]

Bob’s Journal (12/20/2018)

December 20, 2018

Recent inflation data are sending a warning to the Federal Reserve, but the Fed doesn’t seem to be heeding it. About a year after the financial crisis hit bottom, I presented a workshop to a group of individual investors. One of the group members gave me a hard time. I had said inflation would stay […]

The Power of Framing

December 17, 2018

Dear Reader: Would you rather spend $3 a day for something or $1,095 a year? Which makes you more likely to pay for something by a certain date: a 20% discount for early payment or a 20% penalty for paying later? The answer to both these questions is supposed to be that it doesn’t matter. […]

The Scope of Retirement Success

December 17, 2018

Some years ago, I was a speaker at a conference in the Cayman Islands. Most of the speakers dressed casually and enjoyed the local attractions when we weren’t making presentations. One afternoon, I ran into one of the other speakers in the hotel lobby. He was dressed in a suit and tie. While wiping away […]

October 2021:
Congress Comes for your Retirement Money
A devastating new law has just been enacted, with serious consequences for anyone holding an IRA, pension, or 401(k). Fortunately, there are still steps you can take to sidestep Congress, starting with this ONE SIMPLE MOVE.

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