Retirement Investing
Bob Carlson offers his expert opinion on where to invest your money so that you can get through retirement safely and securely
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The Three Strategies for Principal-Protected Lifetime Income Planning
Why do we save and invest during our working years? Saving and investing are not ends in themselves. Eventually, we want to convert the accumulated savings into cash flow and income for ourselves, our loved ones and perhaps charities. We want to establish a retirement paycheck. I’ve identified three strategies for creating a steady source […]
The Fed Is Fighting a Two-Front War
The Federal Reserve is fighting simultaneously for both price stability and financial stability. Because the Fed pumped too much money into the economy in the years before 2022, high inflation became self-sustaining, causing the Fed in 2022 to engage in perhaps its fastest and most aggressive monetary tightening ever. Negative effects of the tightening are […]
When Your Bank and Retirement Accounts Can Be Seized
The recent failures of Silicon Valley Bank and Signature Bank almost triggered the first use of the “bail-in” established in the Dodd-Frank financial regulation law enacted after the financial crisis of 2007-2009. The federal government prevented use of the provision and acted to protect large accounts of a number of Silicon Valley firms by declaring […]
Know the Safety Nets and Other Protections for Your Money
Bank failures are in the headlines again. Tighter Federal Reserve monetary policy or an approaching recession almost always lead to more bank failures. To avoid being caught in a failure, of course do what you can to avoid a high-risk bank or financial services company. But banks and other financial services firms carry risks that […]
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What you don’t know about retirement can hurt you. In fact, just a few wrong decisions in your investments, taxes, or estate planning could completely derail your retirement plans. Worse yet, the rules of the game keep changing, making it harder to keep up. For these reasons, I’ve assembled all the key points – everything you need to know — into one comprehensive report. Click here today for free access.
How to Inflation-Proof Your Nest Egg
Many investment advisers consider exchange-traded funds (ETFs) to be the hottest investment product in years. Learn all about the different types of ETFs and related funds out there by clicking the PDF below. […]
Goldilocks vs. the Fed
A turn in the economy in early 2023 disrupted the plans of many investors and the Federal Reserve. As 2022 ended, investors were poised for inflation to hit the Fed’s 2% target without a recession and for the Fed to shift to an easy money policy by the second half of 2023. But the economy […]
Investors Are Anticipating Goldilocks’ Arrival
The markets are ignoring one of the prime investment rules: Don’t fight the Fed. Federal Reserve officials say they will have to maintain tight monetary policy considerably longer to bring inflation to the 2% target, even after the historically aggressive rate increases of 2022. Markets seem to disagree, while anticipating what some call a soft […]
This Could Completely Disrupt Your Retirement Plans
Significant changes in retirement planning were made in the last days of 2022 with the enactment of the 4,155-page Consolidated Appropriations Act (CCA). Most of the CCA appropriates an estimated $1.7 trillion to various government departments. But Division T of the CCA is the SECURE Act 2.0, a 358-page compilation of more than 100 provisions […]
